Credit Risk Manager

Ford Model e U.S.; Roma; In loco; EUR 80.000 - 110.000; Tempo pieno

Descrizione del lavoro

Ford Model e U.S. in Rome seeks a highly analytical Credit Risk Manager to oversee underwriting for retail and corporate portfolios, evaluate creditworthiness, and lead risk provisions. You will align with IFRS 9 impairment frameworks and ensure accurate regulatory reporting.

Familiarity with EBA guidelines and proficiency in PD/LGD/EAD modeling are essential, as is proven experience leading teams in a fast-paced banking or finance environment.

Competenze

• Several years of experience in Credit Risk with IFRS 9 impairment expertise.
• Deep understanding of risk triggers and reclassification criteria.
• Familiarity with EBA guidelines on non-performing and forborne exposures.
• Ability to interpret PD, LGD and EAD across credit stages.

Mansioni

• Evaluate creditworthiness of retail and corporate portfolios.
• Manage risk provisions and impairment calculations under IFRS 9.
• Ensure regulatory reporting compliance and timely submissions.
• Lead and develop teams to strengthen risk practices.

Conoscenze

Credit Risk

IFRS 9

Regulatory reporting

PD/LGD/EAD models

Descrizione del lavoro

We are looking for a highly analytical and experienced Credit Risk Manager. The ideal candidate will have extensive experience in the consumer credit sector, with a strong focus on underwriting both retail and corporate portfolios. You will be responsible for evaluating creditworthiness, managing risk provisions, and ensuring full compliance with regulatory reporting standards.

• Proven Experience: Several years of experience s in Credit Risk with specific expertise in IFRS 9 impairment frameworks.
• Technical Knowledge: Deep understanding of Credit Risk triggers and the qualitative/quantitative criteria for credit reclassification.
• Regulatory Expertise: Familiarity with EBA (European Banking Authority) guidelines on management of non-performing and forborne exposures.
• Analytical Background: Ability to interpret PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default) models across different credit stages.
• Full professional proficiency in English (written and verbal) is mandatory.
• Proven experience leading teams