Credit Risk Manager IFRS 9 and Underwriting Leader

Lincoln Motor Company; Roma; On-site; EUR 90,000 - 130,000; Full time

Job summary

Lincoln Motor Company in Rome is seeking a Credit Risk Manager with extensive underwriting experience across Retail and Corporate portfolios. You will evaluate creditworthiness, manage risk provisions, and ensure full regulatory reporting compliance.

You will lead a team responsible for IFRS 9 staging, stage migration, and monitoring asset quality. The role requires deep knowledge of PD/LGD/EAD models and strong English proficiency to interact with international stakeholders.

Qualifications

• Experience leading credit risk teams.
• Strong knowledge of IFRS 9 impairment framework.
• Experience in underwriting both Retail and Corporate portfolios.
• Fluent English required.

Responsibilities

• Credit underwriting for Retail and Corporate portfolios.
• Oversee IFRS 9 staging and stage migration processes.
• Regulatory reporting regarding asset quality and NPE ratios.
• Deliver regular risk reports to top management.
• Portfolio monitoring to identify early warning signs of deterioration.
• Contribute to policy development and scoring model refinement.
• Lead and develop the credit risk team.
• Understand PD/LGD/EAD models across stages.

Skills

Credit risk management

Underwriting experience

IFRS 9 knowledge

Regulatory reporting

PD/LGD/EAD modeling

Team leadership

English proficiency

EBA guidelines

Job description

Lincoln Motor Company in Rome is seeking a Credit Risk Manager with extensive underwriting experience across Retail and Corporate portfolios. You will evaluate creditworthiness, manage risk provisions, and ensure full regulatory reporting compliance.

You will lead a team responsible for IFRS 9 staging, stage migration, and monitoring asset quality. The role requires deep knowledge of PD/LGD/EAD models and strong English proficiency to interact with international stakeholders.