Credit Controller

Teamsystem; Monza; On-site; EUR 42,000 - 62,000; Full time

Benefits offered by this job

4-day week

Personal budget for wellbeing

Tailored learning paths

Job summary

Teamsystem is seeking a senior Credit Controller to monitor trade receivables, analyze payment patterns, and drive risk-informed decisions across a multinational organization. You will own portfolio analysis, develop insights for BU Leaders and the Collections Team, and shape recovery priorities with autonomy.

The role emphasizes data storytelling, advanced analytics (SQL/Python), and cross-functional collaboration within the Credit Management Team to improve cash flow and risk controls.

Qualifications

• 4+ years of experience in Credit Control or Accounts Receivable Analysis.
• Proficiency in SAP, Oracle, or Workday Finance.
• Advanced Excel skills for credit analysis models.
• SQL and/or Python for portfolio analysis.
• Knowledge of IFRS 9 (Expected Credit Loss).
• Fluent English (B2+); native Italian or equivalent.
• International exposure; knowledge of German, French, or Spanish preferred.

Responsibilities

• Lead monthly/quarterly monitoring of the BU accounts receivable portfolio (aging, exposure, concentration).
• Analyze customer payment patterns and develop advanced segmentation based on risk profiles.
• Interpret YoY and MoM variances and translate drivers into actionable insights.
• Develop and lead reporting for BU Leaders and Credit Managers with business-oriented recommendations.
• Collaborate with the Collections Team to guide priorities and recovery strategies.
• Monitor KPI performance (DSO, aging buckets, write-off rate, dispute rate, bad debt provisioning).
• Identify anomalies and early warning signals and propose corrective actions from a risk-management perspective.

Job description

In this BU Credit Controller role, you monitor trade receivables and analyze payment patterns to inform portfolio actions and risk management. You’ll deliver structured insights to BU Leaders and the Collections Team, shaping performance narratives and recovery priorities. You work within the Credit Management Team to drive data-driven decisions that improve cash flow and risk controls. This senior, individual-contributor position offers autonomy in a multinational setting and a chance to impact credit strategy at group level.

• 4-day week
• personal budget for wellbeing
• tailored learning paths
• Lead monthly/quarterly monitoring of the BU accounts receivable portfolio (aging, exposure, concentration) with data quality and reliability
• Analyze customer payment patterns and develop advanced segmentation based on risk profiles
• Interpret YoY and MoM variances and translate drivers into actionable insights
• Develop and lead reporting for BU Leaders and Credit Managers with business-oriented recommendations
• Contribute to BU Performance Reviews, identifying levers for performance improvement
• Collaborate with the Collections Team to guide priorities and recovery strategies
• Monitor KPI performance (DSO, aging buckets, write-off rate, dispute rate, bad debt provisioning) and highlight optimization opportunities
• Identify anomalies and early warning signals and propose corrective/preventive actions from a risk-management perspective
• 4+ years of experience in Credit Control, Accounts Receivable Analysis, or Management Control
• Proficiency in SAP, Oracle, or Workday Finance; advanced use of BI tools for reporting
• Advanced Excel skills (credit analysis models, pivot tables, complex formulas)
• Cross-functional influence with autonomy in stakeholder management
• Good command of English (B2+); native-level Italian or equivalent
• International exposure plus knowledge of German, French, or Spanish (preferred)
• Advanced analytics skills (SQL and/or Python) and experience with regression-based portfolio analysis
• Structured background in audit, consulting, or management control; knowledge of IFRS 9 (Expected Credit Loss)
• cross-functional collaboration
• autonomy and initiative
• data storytelling and narrative building
• SAP
• Oracle
• Workday Finance