Zonal Receivable Manager (Hard Bucket)-West

KOGTA FINANCIAL (INDIA) LIMITED; Maharashtra; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

KOGTA FINANCIAL (INDIA) LIMITED in Pune/Mumbai seeks a senior Head of Vehicle Finance Collections to drive field recoveries, repossession and agency management across the Western Zone. You will lead bucket strategies, monitor roll rates and ensure compliant legal actions.

Required 12–20 years in vehicle finance collections, willingness to travel, and a proven ability to lead large teams while minimising NPAs. Salary and benefits are best in the industry.

Qualifications

• 12–20 years in vehicle finance collections.
• Strong experience in field recoveries, repossession, and agency management.
• Willing to travel extensively within the zone.

Responsibilities

• Drive bucket-wise collection strategy (Hard bucket- 90+).
• Ensure legal actions (notices, repossession) are timely and compliant.
• Monitor collection performance, roll rates, and recovery costs.
• Lead MIS/reporting and suggest portfolio-level risk controls.
• Ensure regulatory and process compliance across channels.
• Handle and lead the team of Collection.

Skills

Field recoveries

Repossession

Agency management

Team leadership

Travel readiness

Education

MBA

Graduate

Job description

Job Description

Job description

Role Summary

Responsible for driving collections across the vehicle finance portfolio for Western Zone (Maharashtra, Gujarat, MP) India. Ensure recovery targets are met, NPAs are minimized, and legal/repossession actions are executed effectively.

Key Responsibilities

• Drive bucket-wise collection strategy (Hard bucket- 90+).
• Ensure legal actions (notices, repossession) are timely and compliant.
• Monitor collection performance, roll rates, and recovery costs.
• Lead MIS/reporting and suggest portfolio-level risk controls.
• Ensure regulatory and process compliance across channels.
• Handle and lead the team of Collection.

KPIs

• Collection efficiency vs target.
• Roll rate and vintage movement.
• Cost per unit recovery.
• Agency performance and audit scores.
• Legal case resolution TAT.

Qualifications & Experience

• Graduate/MBA with 12-20 years in vehicle finance collections.
• Strong experience in field recoveries, repossession, and agency management.
• Willing to travel extensively within the zone.

Base location

Pune or Mumbai (Preferably Pune)

Vertical

Vehicle Finance (Cars, Commercial Vehicles, Construction Equipment, Tractor)

Salary

Best in the industry