Territory Manager-Suvidha

Idfc First Bank Limited; Ludhiana; On-site; INR 600,000 - 900,000; Full time

Job summary

IDFC First Bank Limited invites applications for Territory Manager-Suvidha in the Sales function. The role focuses on sourcing loans from the market through DSAs/DSTs and channel partners while building a quality portfolio and leading a team.

The ideal candidate will maintain strong relationships, ensure adherence to bank policies, drive sales with a risk-aware approach, and deliver high quality customer service in the Retail Banking domain.

Qualifications

• Sourcing loans from market through DSAs/DSTs and channel partners.
• Extensive knowledge of retail assets, products, operations, and current market trends.
• Identify changing market trends and develop channels for acquiring business while delivering high-quality service.

Responsibilities

• Sourcing and managing channels from the market and acquiring business from them
• Ensuring quality portfolio by minimizing delinquency and rejection
• Extensive knowledge and understanding of retails assets, products, operations, and current market trends
• Identifying the changing market trends, channel development for acquiring business and provide high quality customer service
• Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service.

Skills

Sourcing loans from market

Channel management

Team management

Customer service

Sales orientation

Education

Graduation: Any Graduate

Job description

Job Requirements

Role/ Job Title

Territory Manager-Suvidha

Function/ Department

Sales

Job Purpose

The role bearer has the responsibility of sourcing loans from market using DSAs/DSTs and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintain strong relationships, foster co-operation and communicate effectively across different mediums. The role bearer has to make sure adherence to the policies and guidelines set. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger objectives of the bank.

Roles & Responsibilities

• Sourcing and managing channels from the market and acquiring business from them
• Ensuring quality portfolio by minimizing delinquency and rejection
• Extensive knowledge and understanding of retails assets, products, operations, and current market trends
• Identifying the changing market trends, channel development for acquiring business and provide high quality customer service
• Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service.

Education Qualification

Graduation: Any Graduate

Experience

2+ years of relevant experience