Team Leader-Credit

Zapploans; Dadri; Presencial; INR 700.000 - 1.100.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary package

Performance-based incentives

Growth-oriented environment

Career growth opportunities

PF benefits as applicable

Supportive management and team culture

Descripción de la vacante

Tycoon Credit and Portfolios Limited is recruiting for a Team Leader (Credit) to oversee the credit team handling loan applications and credit decisions in a fast-paced NBFC environment.

The role emphasizes KYC verification, CIBIL checks, risk assessment, and adherence to RBI guidelines while driving targets and team development in a dynamic setting.

Formación

• 1-4 years of experience in credit operations, specifically in payday loans or short-term personal loans.
• Prior experience in handling and managing a credit team in an NBFC or digital lending company.
• Strong knowledge of loan processing, KYC verification, CIBIL checks, and credit assessment.
• Understanding of credit risk management and applicable RBI guidelines.
• Excellent analytical, decision-making, and team management skills.

Responsabilidades

• Manage and supervise the credit team for smooth loan application processing.
• Review loan applications and assess customer creditworthiness.
• Ensure proper KYC, document verification, and CIBIL/credit bureau checks.
• Monitor credit assessment quality, accuracy, and turnaround time (TAT).
• Ensure compliance with company requirements and applicable RBI guidelines.
• Coordinate with Sales and Operations teams to resolve credit-related issues.
• Track team productivity and achieve daily and monthly targets.
• Train team members and monitor their performance.
• Identify potential credit risks and ensure quality lending decisions.
• Prepare reports on team performance, loan processing, and credit activities.

Educación

Graduate in any discipline

Descripción del empleo

Roles & Responsibilities Team Leader (Credit)

• Manage and supervise the credit team for smooth loan application processing.
• Review loan applications and assess customer creditworthiness.
• Ensure proper KYC, document verification, and CIBIL/credit bureau checks.
• Monitor credit assessment quality, accuracy, and turnaround time (TAT).
• Ensure compliance with company requirements and applicable RBI guidelines.
• Coordinate with Sales and Operations teams to resolve credit-related issues.
• Track team productivity and achieve daily and monthly targets.
• Train team members and monitor their performance.
• Identify potential credit risks and ensure quality lending decisions.
• Prepare reports on team performance, loan processing, and credit activities.

Preferred Candidate:

• 1-4 years of experience in credit operations, specifically in payday loans or short-term personal loans.
• Prior experience in handling and managing a credit team in an NBFC or digital lending company.
• Strong knowledge of loan processing, KYC verification, CIBIL checks, and credit assessment.
• Understanding of credit risk management and applicable RBI guidelines.
• Excellent analytical, decision-making, and team management skills.
• Graduate in any discipline.

What We Offer:

• Competitive salary package.
• Attractive performance-based incentives.
• Professional and growth-oriented work environment.
• Opportunities for career growth and advancement.
• PF benefits as applicable.
• Supportive management and team environment.