SME - Lending & Core Banking for Banking Projects

Expleo; Chennai; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Expleo Group in Chennai is seeking a Domain SME for lending and core banking engagements, focusing on leasing/asset finance with Oracle Flexcube/Temenos T24 capabilities.

You will explain lifecycle, validate calculations, discuss accounting implications, and review BRD/FSD while guiding delivery across multiple projects.

The role requires 7–10 years in banking domain with platform certifications; join a client-facing team delivering high-impact solutions.

Qualifications

• Domain knowledge in lending/asset finance and core banking
• Experience in testing and BA activities within banking projects
• Ability to read BRD/FSD and perform gap analysis
• UAT support and defect triage
• Strong stakeholder management and client-facing communication
• Familiarity with agile and waterfall delivery models

Responsibilities

• Explain end-to-end lending and leasing/asset finance lifecycle
• Validate rental, APR, interest, balloon, residual values, and early-settlement calculations
• Explain accounting entries, GL impact and EOD/BOD processing
• Demonstrate hands-on delivery on Flexcube or Temenos lending/core modules
• Review BRD/FSD, identify gaps and challenge requirements
• Review test scenarios and test cases for domain coverage
• Guide testers on complex domain scenarios and defect triage
• Support status reporting and governance calls
• Mentor and upskill project resources in the domain
• Contribute domain inputs to presales and new-project mobilisation

Skills

Domain knowledge

Testing/BA background

BRD/FSD review

UAT support

Stakeholder management

Agile and Waterfall

Education

Oracle Flexcube / Temenos certification

Bachelor's degree in Banking or related field

Tools

JIRA

Confluence

ALM

Zephyr

Xray

SQL

Job description

Overview

SME -Lending & Core Banking for Banking Projects

Domain SME for lending and core banking engagements, complementing the existing SME (Lending, Finacle) with leasing / asset finance depth and Oracle Flexcube / Temenos T24 platform experience

Responsibilities

Mandatory: strong domain capability

• Explain the end-to-end lending and leasing / asset finance lifecycle, product variants and their business rules
• Work through rental, APR, interest, balloon, residual value and early-settlement calculations and validate system results
• Explain accounting entries, GL impact and EOD / BOD processing for lending and core banking transactions
• Demonstrate hands-on delivery on Oracle Flexcube or Temenos T24 lending / core modules
• Independently review BRD / FSD, identify gaps and challenge requirements with business stakeholders
• Key functional areas
  • Retail and corporate lending lifecycle – origination (LOS), underwriting, sanction, disbursement, repayment, collections (LMS)
  • Leasing / asset finance – equipment leasing, hire purchase, vehicle finance, rental and APR calculations, balloon payments, residual values, early settlement, end-of-term, repossession
  • Core banking – customer / CIF, CASA, deposits, GL, interest and charges, EOD / BOD, interfaces
  Responsibilities
  • Understand project scope and functional requirements across assigned clients; read and review BRD / FSD / user stories
  • Prepare and review test scenarios and test cases for domain coverage and correctness
  • Review test execution against plan; guide testers on complex domain scenarios and defect triage
  • Support status reporting and participate in customer governance calls and stakeholder discussions
  • Act as domain point of contact for project managers and test leads across multiple projects
  • Build reusable domain assets – scenario libraries, checklists, regulatory change notes
  • Support presales / proposals and new-project mobilisation with domain inputs
  • Mentor and upskill bench and project resources in the domain

Essential skills

• Strong functional domain knowledge with hands-on testing / BA background in banking projects
• Test design and review, UAT support, defect management
• Requirement analysis – BRD / FSD review, gap analysis, traceability
• Stakeholder management and client-facing communication
• Tools: JIRA, Confluence, test management tools (ALM / Zephyr / Xray); SQL for data validation
• Agile and Waterfall delivery

Desired skills

Excellent communication and interpersonal skills.

Ability to work under pressure and manage multiple priorities.

Detail-oriented with a commitment to delivering high-quality solutions.

Mandatory: Strong domain capability – End-to-end lending and leasing / asset finance lifecycle, calculations (rental, APR, residual, early settlement), accounting and EOD impacts; hands-on Flexcube / T24

Experience

7–10 years overall as a Business Analyst / domain specialist; minimum 5 years in lending / asset finance and core banking

Platform certifications (Oracle Flexcube / Temenos) – preferred