SME - Lending And Core Banking For Banking Projects

Expleo Group; Chennai District; On-site; INR 1,400,000 - 2,100,000; Full time

Job summary

Expleo Group seeks a Domain SME for Lending and Core Banking engagements, focusing on leasing/asset finance, with expertise in Oracle Flexcube and Temenos T24 platforms. The role involves domain-heavy testing, BRD/FSD review, and collaboration with business stakeholders across multiple projects.

You will validate end-to-end lending lifecycles, from origination to collections, and apply strong domain knowledge to ensure accurate requirements and test coverage in both Agile and Waterfall delivery

Qualifications

• Strong functional domain knowledge with hands-on testing/BA in banking projects.
• Test design and review, UAT support, defect management.
• Requirement analysis – BRD / FSD review, gap analysis, traceability.

Responsibilities

• Explain end-to-end lending and leasing/asset finance lifecycle, product variants and business rules.
• Validate calculations: rental, APR, interest, balloon, residual value, early settlement.
• Explain accounting entries, GL impact and EOD/BOD processing for lending and core banking transactions.
• Demonstrate hands-on delivery on Oracle Flexcube or Temenos T24 lending/core modules.
• Review BRD/FSD, identify gaps, challenge requirements with stakeholders.

Skills

Domain knowledge

Test design

Stakeholder management

SQL

JIRA

Education

Oracle Flexcube / Temenos certifications

Tools

JIRA

Confluence

ALM

Zephyr

Xray

SQL

Job description

Job Description:

Overview

SME -Lending & Core Banking for Banking Projects

Domain SME for lending and core banking engagements, complementing the existing SME (Lending, Finacle) with leasing / asset finance depth and Oracle Flexcube / Temenos T24 platform experience

Responsibilities

Mandatory: strong domain capability

• Explain the end-to-end lending and leasing / asset finance lifecycle, product variants and their business rules
• Work through rental, APR, interest, balloon, residual value and early-settlement calculations and validate system results
• Explain accounting entries, GL impact and EOD / BOD processing for lending and core banking transactions
• Demonstrate hands-on delivery on Oracle Flexcube or Temenos T24 lending / core modules
• Independently review BRD / FSD, identify gaps and challenge requirements with business stakeholders
• Key functional areas
  • Retail and corporate lending lifecycle – origination (LOS), underwriting, sanction, disbursement, repayment, collections (LMS)
  • Leasing / asset finance – equipment leasing, hire purchase, vehicle finance, rental and APR calculations, balloon payments, residual values, early settlement, end-of-term, repossession
  • Core banking – customer / CIF, CASA, deposits, GL, interest and charges, EOD / BOD, interfaces
  Responsibilities
  • Understand project scope and functional requirements across assigned clients; read and review BRD / FSD / user stories
  • Prepare and review test scenarios and test cases for domain coverage and correctness
  • Review test execution against plan; guide testers on complex domain scenarios and defect triage
  • Support status reporting and participate in customer governance calls and stakeholder discussions
  • Act as domain point of contact for project managers and test leads across multiple projects
  • Build reusable domain assets – scenario libraries, checklists, regulatory change notes
  • Support presales / proposals and new-project mobilisation with domain inputs
  • Mentor and upskill bench and project resources in the domain

Essential skills

• Strong functional domain knowledge with hands-on testing / BA background in banking projects
• Test design and review, UAT support, defect management
• Requirement analysis – BRD / FSD review, gap analysis, traceability
• Stakeholder management and client-facing communication
• Tools: JIRA, Confluence, test management tools (ALM / Zephyr / Xray); SQL for data validation
• Agile and Waterfall delivery

Desired skills

Excellent communication and interpersonal skills.

Ability to work under pressure and manage multiple priorities.

Detail-oriented with a commitment to delivering high-quality solutions.

Mandatory: Strong domain capability – End-to-end lending and leasing / asset finance lifecycle, calculations (rental, APR, residual, early settlement), accounting and EOD impacts; hands-on Flexcube / T24

Experience

7–10 years overall as a Business Analyst / domain specialist; minimum 5 years in lending / asset finance and core banking

Platform certifications (Oracle Flexcube / Temenos) – preferred

Requirements: