Senior Product Manager- Structured Trade Finance

IDFC FIRST Bank; Mumbai; On-site; INR 2,500,000 - 3,500,000; Full time

Job summary

IDFC FIRST Bank is seeking a Senior Product Manager for Structured Trade Finance in Mumbai. This role focuses on expanding market share and designing client-led solutions for structured trade finance. The ideal candidate will have 10-18 years of experience in managing trade products, a graduate degree, and strong skills in product strategy, client engagement, risk management, and market analysis. The position involves cross-functional collaboration to deliver innovative financing solutions and maintaining engagement with financial institutions.

Qualifications

• 10-18 years of relevant experience in managing structured trade products.

Responsibilities

• Define and execute product strategy for structured trade finance.
• Identify opportunities across sectors for financing models.
• Partner with teams to customize structured trade solutions.
• Monitor competitive dynamics to refine strategy.
• Own the product P&L and revenue targets.

Skills

Product strategy execution

Client engagement

Risk management

Market analysis

Cross-functional collaboration

Education

Any graduate

Any postgraduate

Job description

Job Title

Senior Product Manager - Structured Trade Finance

Function / Department

Wholesale Banking

Job Purpose

The purpose is to focus on the growth and evolution of our structured trade finance franchise, with aim of expanding market share, designing client-led solutions that enable corporates and financial institutions to manage complex trade flows. The position will act as a subject matter expert, collaborate with cross‑functional teams, Offshore Banking Units (GIFT City IBU) of the Bank and engage with financial institutions, banks, and corporate clients to deliver best‑in‑class structured trade finance solutions.

Roles & Responsibilities

• Define and execute product strategy for structured trade finance, covering payable finance, receivable finance, inventory finance, export finance, risk participation, and financing from Gift City IBU, identifying market trends, client needs, and regulatory changes to design innovative structured trade solutions.
• Identify opportunities across sectors and develop sector‑specific financing models.
• Partner with coverage, risk, compliance, legal, other product teams, and sales teams to customize structured trade solutions that balance client requirements with prudent risk management.
• Monitor competitive dynamics and industry benchmarks to refine strategy; maintain strong market engagement with corporates, industry bodies, and regulators.
• Own the product P&L, including pricing, risk‑return optimization, and revenue targets.
• Tie‑ups with various new‑age tech platforms providing value‑added solutions in the area of trade finance.
• Project‑manage new initiatives to drive overall projects for timely implementation.
• Maintain strong engagement with FI banks and intermediaries.

Educational Qualifications

Graduation: Any graduate

Post‑Graduation: Any postgraduate

Experience

10-18 years of relevant experience in managing structured trade products.