Senior Manager/AVP- Product Management -Supply Chain Financing- Bank

Premier Consultants; Mumbai; On-site; INR 4,000,000 - 6,000,000; Full time

Job summary

Premier Consultants in Mumbai is seeking a senior leader to lead and manage the Structured Trade Finance and Receivables Finance product portfolio, drive performance, and design client-centric financing solutions. You will collaborate with Credit, Risk, Operations, Legal, Compliance, Technology and Sales teams to implement policies, SOPs and scalable processes while ensuring RBI compliance.

This role offers opportunities to expand portfolio, optimize pricing and improve profitability across

Qualifications

• Experience in structured trade finance and receivables financing.
• Ability to design and implement product programmes and SOPs.
• Collaborative with Credit, Risk, Operations, Legal, Compliance, and Technology teams.

Responsibilities

• Lead and manage the Structured Trade Finance and Receivables Finance product portfolio.
• Drive product performance across portfolio metrics like outstanding, utilization, revenue and profitability.
• Support Sales and Relationship Management teams in client acquisition, solution design and structuring complex financing transactions.
• Develop and implement product programmes, policies, SOPs and operational processes.
• Structure financing solutions across factoring, invoice financing, bill discounting and supply chain finance.
• Identify opportunities for expansion, portfolio growth, pricing and customer penetration.
• Monitor portfolio performance and drive initiatives to improve efficiency and profitability.
• Collaborate with cross-functional teams to ensure seamless product implementation.
• Ensure compliance with RBI guidelines, internal policies and risk framework.

Job description

• Lead and manage the Structured Trade Finance and Receivables Finance product portfolio, including product enhancements and development of new business propositions.
• Drive product performance across portfolio outstanding, utilization, customer penetration, yield, revenue and overall profitability.
• Support Sales and Relationship Management teams in client acquisition, solution design, product positioning and structuring complex financing transactions.
• Develop, review and implement product programmes, policies, product notes, operational processes and Standard Operating Procedures (SOPs).
• Structure and manage financing solutions across Factoring, Invoice Financing, Bill Discounting, Receivables Financing and structured Supply Chain Finance.
• Identify opportunities for product expansion, portfolio growth, improved utilization, competitive pricing and enhanced customer penetration.
• Monitor portfolio performance, assess business trends and drive initiatives to improve product efficiency and profitability.
• Collaborate with Credit, Risk, Operations, Legal, Compliance, Technology and Business teams to ensure seamless product implementation and execution.
• Ensure adherence to RBI guidelines, regulatory requirements, internal policies and the organisation's risk management framework.