Product Manager - Emerging Asset Financing

IDFC FIRST Bank; Mumbai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

IDFC FIRST Bank in Mumbai is seeking a Product Manager-Emerging Asset Financing to join Wholesale Banking. You will support the Product Lead in designing structured finance solutions and oversee deal lifecycle from structuring to approvals and execution.

The role requires 4–8 years in structured finance or corporate banking, MBA Finance or CA/CFA, and strong financial modelling and client presentation skills.

Qualifications

• Graduate Degree, Post Graduate Degree - MBA Finance, Professional Degree - CA or CFA
• 4–8 years in structured finance / corporate banking; exposure to project finance, financial modelling and credit appraisal processes
• Experience in NBFC / AIFs / Credit Funds / Real Estate Fund will be an advantage

Responsibilities

• Pitch bespoke lending solutions to corporate clients with Product Lead and Coverage RMs
• Prepare client presentations and pitch materials for structured finance solutions
• Analyze client requirements to support tailored financing structures
• Prepare credit appraisal memos / models / term sheets and negotiate transaction docs
• Monitor ongoing deals, track covenants, and highlight emerging risks
• Support development of new structured lending products for corporate clients
• Assist in preparing client presentations and pitch materials
• Drive growth in structured lending portfolio within approved risk parameters
• Ensure timely and high-quality execution of transactions
• Maintain client satisfaction and seek repeat business
• Innovate structuring solutions for diverse client needs

Skills

Structured finance

Credit appraisal

Financial modelling

Client presentations

Deal negotiation

Risk monitoring

Education

Graduate Degree

MBA Finance

CA or CFA

Job description

Job Requirements

Role/ Job Title: Product Manager-Emerging Asset Financing

Business: Wholesale Banking

Function/ Department: Credit Syndication

Job Purpose

Emerging Assets Financing sits within the Wholesale Banking division and is a newly established team focused on supporting the structured and tailored financing requirements of Corporate Banking clients. The team specializes in designing innovative lending solutions and creating bespoke structures to meet complex client needs.

The role would support the Product Lead in designing and executing structured finance transactions across sectors. The role involves assisting in structuring innovative & bespoke lending solutions for the Bank’s clients.

Roles & Responsibilities

The role involves managing the entire lifecycle of an exposure, from initial structuring and deal negotiation to obtaining credit approvals, executing transactions, and ongoing monitoring throughout the life of the deal.

• Work with Product Lead and Coverage RMs to pitch for bespoke lending solutions to corporate clients seeking such solutions
• Prepare client presentations and pitch materials for structured finance solutions.
• Assist in analyzing client requirements to support development of tailored financing structures.
• Preparation of credit appraisal memos / models / term sheets etc and negotiation of transaction-related documentation etc
• Monitor ongoing deals, track covenants, and highlight emerging risks.
• Support development of new structured lending products for corporate clients
• Assist in preparing client presentations and pitch materials
• Growth in structured lending portfolio within approved risk parameters
• Timely and high-quality execution of transactions
• Client satisfaction and repeat business
• Innovation in structuring solutions for diverse client needs

Qualifications

Graduate Degree, Post Graduate Degree - MBA Finance, Professional Degree - CA or CFA

Years of Experience

4–8 years in structured finance / corporate banking;

• Exposure to project finance, financial modelling and credit appraisal processes;
• Experience in NBFC / AIFs / Credit Funds / Real Estate Fund will be an advantage