Senior Credit Analyst

Digitide; Bengaluru; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Digitide is seeking a Senior Credit Analyst to assess borrower creditworthiness in our Manpower - Back Office team. You will prepare reports, stay current on market trends, and collaborate with Customer Care Executives to deliver tailored credit solutions while managing risk and regulatory compliance.

The role demands a strong analytical background, 7+ years in credit analysis, and excellent communication skills to support clients and internal teams.

Qualifications

• Bachelor's degree in finance, economics, or related field.
• Minimum 7 years of experience in credit analysis in BFSI.
• Strong analytical skills to make sound credit decisions.
• Knowledge of financial markets, products, and regulatory requirements.
• Proficiency in using credit analysis tools and software.
• Effective communication and interpersonal skills for collaborating with teams.
• Ability to work independently and manage multiple tasks.
• Customer-centric mindset and proactive problem-solving.

Responsibilities

• Conduct thorough credit analyses and evaluations of potential borrowers.
• Prepare comprehensive credit reports and recommendations for approval or rejection.
• Stay updated with industry trends and market conditions to make informed decisions.
• Collaborate with CCEs to understand customer needs and provide tailored credit solutions.
• Monitor and manage existing credit facilities, ensuring compliance with regulations.
• Identify potential risks and develop strategies to mitigate them effectively.
• Build strong relationships with clients and maintain a high level of customer satisfaction.
• Provide support and guidance to junior analysts, fostering a collaborative environment.
• Stay informed about new products and services to enhance our credit offerings.

Skills

Credit analysis

Analytical skills

Communication skills

Independent work

Problem-solving

Education

Bachelor's degree in finance / economics

Tools

Credit analysis software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Senior Credit Analyst, you will play a crucial role in our Manpower - Back Office department. Your primary responsibility will be to assess the creditworthiness of potential borrowers and provide valuable insights to our team. You will work closely with our CCEs (Customer Care Executives) to ensure a seamless customer experience and contribute to the overall success of our financial services division.

Responsibilities

• Conduct thorough credit analyses and evaluations of potential borrowers.
• Prepare comprehensive credit reports and recommendations for approval or rejection.
• Stay updated with industry trends and market conditions to make informed decisions.
• Collaborate with CCEs to understand customer needs and provide tailored credit solutions.
• Monitor and manage existing credit facilities, ensuring compliance with regulations.
• Identify potential risks and develop strategies to mitigate them effectively.
• Build strong relationships with clients and maintain a high level of customer satisfaction.
• Provide support and guidance to junior analysts, fostering a collaborative environment.
• Stay informed about new products and services to enhance our credit offerings.

Qualifications

• A bachelor's degree in finance, economics, or a related field is required.
• Minimum 7 years of experience in credit analysis, preferably in the BFSI sector.
• Strong analytical skills and a proven ability to make sound credit decisions.
• Excellent knowledge of financial markets, products, and regulatory requirements.
• Proficiency in using credit analysis tools and software.
• Effective communication and interpersonal skills for collaborating with teams.
• Ability to work independently and manage multiple tasks simultaneously.
• A proactive approach to problem-solving and a customer-centric mindset.
• Willingness to stay updated with industry developments and best practices.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 260790
• Job Category Customer Support/Operations | BPM