Senior Business Risk Analyst - Supply Chain Finance

Idfc First Bank Limited; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Idfc First Bank Limited is seeking a Senior Business Risk Analyst - Supply Chain Finance in Mumbai to assess and mitigate risks in SCF programs while ensuring regulatory compliance and operational efficiency.

Responsibilities include sanctioning SCF proposals, coordinating with Sales, Risk and Product teams, and maintaining risk frameworks with timely on-boarding and TAT adherence.

Qualifications

• Graduate degree in any discipline.
• Postgraduate MBA or CA preferred.

Responsibilities

• At region level, ensure timely sanction and onboarding of SCF proposals.
• Liaise with SCF & Trade Sales, Coverage RMs, Anchor/Dealer/Vendor clients to gather information for CAMs.
• Analyze financial and non-financial risks in SCF proposals with Product and Credit/Risk teams.
• Support audits and compliance reviews for supply chain programs.
• Develop and maintain SCF risk assessment framework and align new programs with risk appetite.
• Identify process gaps and coordinate with Product to improve TATs for sanctioning SCF facilities.
• Track performance of approved programs and monitor KRIs for early warnings.
• Review CAMs submitted by Analysts for accuracy and compliance.
• Assign tasks to zone-level analysts and monitor execution.
• Ensure adherence to Turnaround Time for risk processing.

Education

Graduate Degree - Any

MBA/CA

Job description

Job Requirements

Role/ Job Title: Senior Business Risk Analyst - Supply Chain Finance

Business: Wholesale Banking

Function/ Department: Transaction Banking

Job Purpose : 'Senior Business Risk Analyst - Supply Chain Finance is responsible for preparing SCF proposals, identifying/ analysing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.

Roles & Responsibilities

• At a region level responsible to ensure timely sanction and on-boarding of SCF proposals originated by Regional Trade & SCF Sales team.


• Liaoning with SCF & Trade Sales team, Coverage RMs and Anchor/ Dealer/ Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/ Vendor new SCF facility sanctions and renewals of existing SCF facilities.


• Analyse financial and non-financial risks in Anchor proposals and Dealer/ Vendor proposals in supply chain finance programs and work with Product team and Credit/ Risk team for timely sanction of SCF facilities.


• Support audits and compliance reviews for supply chain programs.


• Assist in developing and maintaining supply chain finance risk assessment framework and procedural manuals. Participate in product development from a risk lens – ensuring new programs meet the risk appetite.


• Identify process gaps and work with Product team to streamline process to improve TATs for sanction of SCF facilities and on-boarding of SCF clients.


• Track performance of approved programs and trigger reviews based on portfolio movements. Monitor key risk indicators (KRIs) for early warning signals.

'Review proposals submitted by Analysts for accuracy and compliance

All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review.

Assign tasks to zone-level analysts and monitor execution.

Continuous review of regional risk metrics and early warning signals

Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction

Secondary Responsibilities

'Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process

Managerial & Leadership Responsibilities

'Review proposals submitted by Analysts for accuracy and compliance

All cases less than Rs. 5 Cr analyst will submit these with concurrence of senior business risk analysist after review.

Assign tasks to zone-level analysts and monitor execution.

Continuous review of regional risk metrics and early warning signals

Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction

Qualifications

Graduate Degree - Any

Post Graduate Degree - MBA/CA