Business Risk Analyst - Supply Chain Finance

IDFC FIRST Bank; Mumbai; On-site; INR 600,000 - 900,000; Full time

Job summary

IDFC FIRST Bank is seeking a Business Risk Analyst for their Transaction Banking department in Mumbai, India. The candidate will be responsible for preparing supply chain finance proposals, conducting risk analysis, and ensuring compliance while coordinating with various teams. Ideal applicants should possess a graduate degree in any field and have at least 3 years of relevant work experience. Opportunities for growth within a dynamic environment. The bank offers a supportive culture focused on operational efficiency and client engagement.

Qualifications

• Bachelor's degree in any field.
• Minimum of 3 years of experience in risk analysis, especially in supply chain finance.

Responsibilities

• Prepare SCF proposals and analyse risks in supply chain finance programs.
• Engage with sales and client teams for necessary information.
• Coordinate with departments for setting up facilities.
• Support audits and compliance reviews.
• Track performance of approved programs.

Skills

Risk analysis

Financial analysis

Regulatory compliance

Client engagement

Education

Graduate - Any Stream

Job description

Role / Job Title

Business Risk Analyst - Supply Chain Finance

Function / Department

Transaction Banking

Job Purpose

Business Risk Analyst - SCF is responsible for preparing SCF proposals, identifying and analysing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.

Roles & Responsibilities

• Engage with SCF & Trade Sales team, Coverage RMs and Anchor/Dealer/Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/Vendor new SCF facility sanctions and renewals of existing SCF facilities.
• Analyse financial and non-financial risks in Anchor proposals and Dealer/Vendor proposals in supply chain finance programs and work with Product team and Credit/Risk team for timely sanction of SCF facilities.
• Coordinate with Credit Administration department and SCF Sales team for setting up of SCF facilities and move the proposals from sanctioned to ready to disburse state.
• Support audits and compliance reviews for supply chain programs.
• Track performance of approved programs and trigger reviews based on portfolio movements; monitor key risk indicators (KRIs) for early warning signals.

Secondary Responsibilities

Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process.

Qualifications

Graduate - Any Stream

Work Experience

3+ Years