Senior Business Risk Analyst - Supply Chain Finance

IDFC FIRST Bank; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

IDFC FIRST Bank is seeking a Senior Business Risk Analyst for their Supply Chain Finance team in Bengaluru, Karnataka. The role involves preparing proposals, mitigating risks, and ensuring compliance with regulatory standards. Responsibilities include liaising with various teams, analyzing financial risks, supporting audits, and enhancing the risk assessment framework. Candidates should hold a graduate degree, with a preference for an MBA or CA. This is an opportunity to contribute to operational efficiency and client satisfaction.

Responsibilities

• Ensure timely sanction and onboarding of SCF proposals.
• Liaise with teams to source necessary information for Credit Appraisal Memos.
• Analyse financial and non-financial risks in proposals.
• Support audits and compliance reviews.
• Develop and maintain supply chain finance risk assessment framework.
• Identify process gaps to improve TATs for sanctioning.
• Track performance of approved programs and monitor risks.
• Review analyst proposals for accuracy and compliance.
• Assign tasks to zone-level analysts and monitor execution.
• Continuous review of regional risk metrics.

Education

Graduate Degree - Any

Post Graduate Degree - MBA/CA

Job description

Senior Business Risk Analyst - Supply Chain Finance

Business: Wholesale Banking

Function/Department: Transaction Banking

Job Purpose

Senior Business Risk Analyst - Supply Chain Finance is responsible for preparing SCF proposals, identifying/analysing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.

Roles & Responsibilities

• At a region level responsible to ensure timely sanction and onboarding of SCF proposals originated by Regional Trade & SCF Sales team.
• Liaising with SCF & Trade Sales team, Coverage RMs and Anchor/Dealer/Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/Vendor new SCF facility sanctions and renewals of existing SCF facilities.
• Analyse financial and non-financial risks in Anchor proposals and Dealer/Vendor proposals in supply chain finance programs and work with Product team and Credit/Risk team for timely sanction of SCF facilities.
• Support audits and compliance reviews for supply chain programs.
• Assist in developing and maintaining supply chain finance risk assessment framework and procedural manuals. Participate in product development from a risk lens – ensuring new programs meet the risk appetite.
• Identify process gaps and work with Product team to streamline process to improve TATs for sanction of SCF facilities and onboarding of SCF clients.
• Track performance of approved programs and trigger reviews based on portfolio movements. Monitor key risk indicators (KRIs) for early warning signals.
• Review proposals submitted by Analysts for accuracy and compliance.
• All cases less than Rs. 5 Cr: analyst will submit these with concurrence of senior business risk analyst after review.
• Assign tasks to zone-level analysts and monitor execution.
• Continuous review of regional risk metrics and early warning signals.
• Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction.

Secondary Responsibilities

• Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process.

Managerial & Leadership Responsibilities

• Review proposals submitted by Analysts for accuracy and compliance.
• All cases less than Rs. 5 Cr: analyst will submit these with concurrence of senior business risk analyst after review.
• Assign tasks to zone-level analysts and monitor execution.
• Continuous review of regional risk metrics and early warning signals.
• Track and ensure adherence to Turnaround Time (TAT) for each level of business risk processing to maintain efficiency and client satisfaction.

Qualifications

• Graduate Degree - Any
• Post Graduate Degree - MBA/CA