Leading Private Bank - Credit Analyst - SCF - Mumbai & Bangalore

Amogh Software Solutions; Bengaluru, Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Amogh Software Solutions is seeking a Business Risk Analyst - SCF responsible for preparing SCF proposals, analyzing risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.

You will liaise with SCF & Trade Sales, Coverage RMs, Anchor/Dealer/Vendor clients to source information for CAMs, analyze risks, coordinate with Credit Administration and Risk teams, support audits, and track KRIs to trigger reviews.

Qualifications

• Liaising with SCF & Trade Sales team, Coverage RMs and Anchor/Dealer/Vendor clients to source information for CAMs.

Responsibilities

• Liaising with SCF & Trade Sales, Coverage RMs, Anchor/Dealer/Vendor clients to source information for CAMs.
• Analyse financial and non-financial risks in Anchor/Dealer/Vendor proposals in SCF programs and coordinate with Product, Credit/Risk for sanction.
• Coordinate with Credit Administration and SCF Sales for setting up SCF facilities and moving proposals to ready-to-disburse state.
• Support audits and compliance reviews for supply chain programs.
• Track performance of approved programs and monitor KRIs for early warning signals.

Job description

Job Purpose:

'Business Risk Analyst - SCF is responsible for preparing SCF proposals, identifying/ analysing and mitigating risks in supply chain finance programs while ensuring regulatory compliance and operational efficiency.

Key Responsibilities

• Liaoning with SCF & Trade Sales team, Coverage RMs and Anchor/ Dealer/ Vendor clients to source necessary information for preparing SCF Credit Appraisal Memo (CAMs) for Anchor & Dealer/ Vendor new SCF facility sanctions and renewals of existing SCF facilities.
• Analyse financial and non-financial risks in Anchor proposals and Dealer/ Vendor proposals in supply chain finance programs and work with Product team and Credit/ Risk team for timely sanction of SCF facilities.
• Coordinate with Credit Administration department and SCF Sales team for setting up of SCF facilities and move the proposals from sanctioned to ready to disburse state.
• Support audits and compliance reviews for supply chain programs.
• Track performance of approved programs and trigger reviews based on portfolio movements. Monitor key risk indicators (KRIs) for early warning signals.

Secondary Responsibilities:

'Work in tandem with Product team, Risk Team and CAD team to streamline the risk assessment framework and sanction process