Business Analyst - Mid Market Working Capital SCF - Pune

Aditya Birla Capital Ltd.; Pune District; Vor Ort; INR 1.400.000 - 2.000.000; Vollzeit

Zusammenfassung

Aditya Birla Finance Ltd. in Pune seeks a skilled Business Analyst to analyze and underwrite credit proposals for Mid-Market & SCF, ensuring prudent decisions and robust risk assessment. You will support deal structuring, portfolio monitoring, and timely renewals, collaborating with sales, risk, legal, and operations teams.

The role emphasizes fast turnaround times (TAT), effective stakeholder management, and guidance to junior analysts in a dynamic financial environment.

Qualifikationen

• MBA/Masters in Finance with 3-4 years of relevant experience.
• Role involves credit appraisal and underwriting for Mid-Market & SCF cases.
• Requires adherence to risk policies and timely TAT.

Aufgaben

• Analyze and underwrite credit proposals using financial, business, and risk assessments.
• Evaluate borrower creditworthiness and recommend approval/rejection decisions.
• Collaborate with sales, risk, legal, and operations teams for deal structuring and faster sanctions.
• Monitor existing portfolios, renewals, DPDs, covenant compliance, and annual reviews.
• Support anchor program reviews and post-sanction surveillance.
• Build strong relationships with clients and internal stakeholders while balancing growth and risk.
• Assist in training and mentoring junior credit analysts.

Kenntnisse

Credit Analysis

Financial Statement Analysis

Commercial Lending

Risk Assessment

Loan Structuring

Portfolio Monitoring

Stakeholder Management

Supply Chain Finance (SCF)

Mid-Market Lending

Ausbildung

MBA/Masters in Finance

Jobbeschreibung

Business Analyst | Aditya Birla Finance Ltd. (Mid-Market & SCF)

Eligibility

MBA/Masters in Finance with 3-4 years of relevant experience.

Role Summary

Responsible for credit appraisal and underwriting of Mid-Market & Supply Chain Finance (SCF) cases, ensuring sound credit decisions, portfolio monitoring, timely renewals, and adherence to risk policies while maintaining quick turnaround times (TAT).

Key Responsibilities

• Analyze and underwrite credit proposals using financial, business, and risk assessments.
• Evaluate borrower creditworthiness and recommend approval/rejection decisions.
• Collaborate with sales, risk, legal, and operations teams for deal structuring and faster sanctions.
• Monitor existing portfolios, renewals, DPDs, covenant compliance, and annual reviews.
• Support anchor program reviews and post-sanction surveillance.
• Build strong relationships with clients and internal stakeholders while balancing growth and risk.
• Assist in training and mentoring junior credit analysts.

Key Skills

• Credit Analysis
• Financial Statement Analysis
• Commercial Lending
• Risk Assessment
• Loan Structuring
• Portfolio Monitoring
• Stakeholder Management
• Supply Chain Finance (SCF)
• Mid-Market Lending

Ideal Candidate

A credit professional with strong analytical skills, commercial lending experience, stakeholder management capabilities, and the ability to make prudent credit decisions in a fast-paced environment.