Senior Associate Solutions

NPCI International; Mumbai; On-site; INR 900,000 - 1,500,000; Full time

Job summary

NPCI in Goregaon East, Mumbai is seeking a Senior Associate – Solutions (Interoperability) with 2 to 6 years of BFSI/payments experience. You will drive India outbound cross-border payment solutions, collaborate with partners, and ensure end-to-end delivery of global payment flows.

The role requires strong API knowledge, regulatory awareness, and excellent stakeholder communication. Full-time role based in Mumbai with growth in a dynamic payments ecosystem.

Qualifications

• 2 to 6 years of BFSI/payments domain experience.
• Exposure to payment ecosystem: issuers, acquirers, processors, networks, PSPs, remitters.
• Good understanding of SDLC and implementation lifecycle.
• Mandatory experience in UPI and India outbound cross-border payments.
• Knowledge of cross-border payments, FX handling, settlements, regulatory aspects.
• Experience in solutioning, system analysis, and API integrations.
• Familiarity with iUPI, NEFT, RTGS, SWIFT, ISO20022, and reconciliation.
• Ability to engage both business and technical discussions with clients/partners.
• Strong problem-solving, analytical, and structured thinking.
• Excellent presentation and storytelling; proficient in PowerPoint.
• Experience coordinating cross-functional teams and delivering independently.
• Nice to have AI-driven insights experience.

Responsibilities

• Drive client and partner discussions for India outbound cross-border interoperability (UPI-based).
• Collaborate with internal teams and IPs to design scalable outbound payment solutions.
• Analyse cross-border flows, FX handling, settlements, and regulatory requirements.
• Translate business requirements into structured designs for iUPI.
• Identify gaps, risks, and dependencies; propose robust, compliant solutions.
• Demonstrate understanding of UPI interoperability and API-driven flows.
• Coordinate with product, tech, ops, risk, and compliance for timely delivery.
• Support growth by identifying new outbound corridors and partner integrations.
• Track progress and monitor KPIs, SLAs, and reconciliation for outbound flows.
• Create solution docs, process flows, and project artifacts for stakeholders.
• Create test case and test specification documents.

Skills

Payment domain knowledge

SDLC understanding

UPI & cross-border experience

Cross-border payments

APIs & integrations

Interoperability design

Stakeholder coordination

Solutioning & system analysis

Regulatory awareness

Strong communication

PowerPoint & documentation

AI capabilities awareness

Education

B.E./B.Tech with MBA/MCA or equivalent

Tools

PowerPoint

Excel

Job description

National Payments Corporation of India (NPCI) | Full Time

• Department NIPL Technical Account Management
• Date Opened 05/10/2026
• State/Province Maharashtra
• Required Skills
  • 1. 2 to 6 years of experi...
  • 2. Candidate should have ...
  • +13
• Job Type Full Time

About Us

The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a “Not for Profit” company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms. As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.

Our Culture

TheNPCIWAY –OurGuidingPrinciples

At NPCI, we foster a culture of Inclusion, Innovation, and a High-Performance Workplace .

The NPCIWAY isnotjustaframework - it’sasharedcommitmentbyevery individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.

FiveTenetsoftheNPCIWAY

• ForwardThinkingMind-Set
• CustomerFirst
• LeadWith Purpose
• PassiontoDeliver
• AllSucceedTogether

Employee Perks and Benefits

Insurance&Wellness:

• ComprehensiveCoverage :Medical,accidental,andlifeinsurance.
• Employee Assistance Program : Onsite medical center, financial/legal counselling, mental wellness.
• AnnualWellnessBouquet :Holisticwellbeingsupport

Family &Childcare:

• ParentalLeave :Inclusivematernityandpaternityleave.
• Nanny at home Support: Assistance for Working Parents

Mobility&Lifestyle:

• MobilityBenefits :Relocation,transfers,andtravelsupport.
• HomeLoanInterestSupport :Upto50%reimbursement*
• MobileReimbursement :Newhandsetevery2years.
• CarLease,SalaryAdvance,SubsidizedMeals.
• Reward&RecognitionProgram.
• TechnologyInnovation: PatentsandIPRightspolicy.

RetirementPlanning

• ProvidentFund(PF) and Gratuity Contributions .

Why Join Us

At NPCI, you’ll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace - it’s a platform to grow, contribute, and make a meaningful difference.

Job Title: Senior Associate – Solutions (Interoperability)Division: Project DeliveryYears of Experience : 2 to 6 yearsEducation : B.E/B.Tech with Professional degrees like MBA, MCA or equivalentLocation : Goregaon East, MumbaiFulltime Permanent RoleJob ResponsibilitiesEngagement begins with early-stage consultations with internal teams and international partners (IP) to understand requirements related to India outbound cross-border payment flows (UPI-led interoperability- acceptance use cases). The role involves co-designing solutions, defining scope, timelines, and ensuring seamless execution through strong cross-functional coordination. The role holder will own end-to-end delivery of outbound cross-border solutions from India to global markets.1. Drive client and partner discussions for India outbound cross-border interoperability solutions, including UPI-based acceptance use cases.2. Collaborate with internal teams and international partners (IP) to design and implement scalable outbound payment solutions from India to global regions.3. Understand and analyse cross-border payment flows, FX handling, settlement mechanisms, and regulatory requirements specific to India outbound transactions.4. Gather and translate business requirements into structured solution designs for iUPI.5. Identify gaps, risks, and dependencies in the journeys and recommend robust, compliant solutions.6. Build and demonstrate strong understanding of UPI interoperability, APIs and global payment integrations, with ability to explain technical flows to stakeholders.7. Work closely with cross-functional teams (product, tech, ops, risk, compliance) to ensure alignment and timely delivery of partner solutions.8. Support business growth by identifying new outbound corridors and enabling partner integrations with business development and fintech partnership teams.9. Track implementation progress and monitor performance metrics such as success rates, SLAs, and reconciliation for outbound flows.10. Create and manage solution documentation, presentations, process flows, and project tracking artifacts to support delivery and stakeholder communication.11. Create Test Case/Test Condition documents and Test specification documents.

Skills & Qualifications1. 2 to 6 years of experience in BFSI/payments domain, with strong exposure to the payment’s ecosystem (issuers, acquirers, processors, networks, PSPs, remitters).2. Candidate should have a good understanding of the SDLC and Implementation lifecycle.3. Mandatory experience in UPI and India outbound cross-border payments, including acceptance or interoperability use cases (India → abroad).4. Strong understanding of cross-border payments, FX handling, settlement cycles, and regulatory aspects for outbound transactions.5. Hands-on experience in solutioning, system analysis, and designing payment flows involving APIs and integrations.6. Working knowledge of payment systems such as iUPI, NEFT, RTGS, SWIFT, ISO20022, and reconciliation processes.7. Ability to engage in both business and technical discussions with clients/partners, managing relationships across multiple stakeholders.8. Proven ability to deep dive into technical concepts (especially APIs and integrations) and translate them into business-friendly solutions.9. Strong problem-solving, analytical thinking, and structured solutioning skills with high attention to detail.10. Experience in coordinating cross-functional teams (product, tech, ops, compliance) and managing deliverables independently.11. Excellent communication, presentation, and storytelling skills, with proficiency in PowerPoint, Excel, and documentation tools.12. Good to have ability to use AI capabilities and AI driven insights to drive innovative solutions.