Sales Manager-Loan on Cards

Hdfc Bank; Visakhapatnam; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

HDFC Bank Limited in India is seeking a Sales Manager-Loan on Cards to drive loan-on-card sourcing via digital channels and field activities. You will lead a team of 10–12 SOs, hire staff, train and mentor them, and ensure productivity while controlling costs and compliance.

The role requires 2–4 years in sales/relationship management within banking or金融 services and graduation or MBA. Expect travel within pan-India across sales hubs and branches.

Qualifications

• 2-4 years of sales and relationship management experience.
• Experience in Banking, Telecom, FMCG or Financial Services preferred.
• Graduation or higher in related field.

Responsibilities

• Achieve assigned LOC targets.
• Train, engage team.
• Activate SOs, ensure LOC productivity.
• Visit Sales Hubs, Branch Offices.
• Drive cross-sell: Merchant Acquiring, Credit Cards, TPP.
• Sell bank assets: Credit MEG OD, RA Loans.
• Hire suitable SO candidates.
• Minimize team attrition.
• Coach SOs on product and processes.
• Motivate, mentor team for productivity.
• Conduct timely training, refresher sessions.
• Ensure PLP clarity for team members.

Skills

Sales

Influencing

Banking product

Planning

Communication

Team leadership

Education

Graduation

Post-Graduation/MBA

Job description

Job Title:

Sales Manager-Loan on Cards

Job Details:

• Job Name - PA (Business Unit): Sales Manager-Loan on Cards
• Business Unit (PA): Payments Business
• Team: Sales Payment - Loan on Cards
• Reports to (job): Cluster Head/Regional Head -LOC- Pymt Business
• Location of role: Pan India
• Job Fn: Sales
• Role Type: IC
• No of direct reportees: 10 to 12
• Travel Required: Yes
• Job Band Range: E1 - E4
• JD Created date: 01-02-2026
• JD Updated date: 01-02-2026
• Version No: 1.0

Job Purpose:

• Drive Loan on Cards sourcing via digital channels
• Boost productivity, manage costs, ensure compliant sourcing
• Hire sales officers, maintain budgeted manpower
• Coach, mentor, motivate team for productivity
• Conduct training and refresher sessions
• Drive cross-sell: Merchant Acq, Credit Cards, TPP, CASA, Assets
• Adhere to sales processes
• Cross-sell to existing customers for activation, usage

Job Responsibilities:

• Achieve assigned LOC targets
• Train, engage team
• Activate SOs, ensure LOC productivity
• Visit Sales Hubs, Branch Offices
• Drive cross-sell: Merchant Acquiring, Credit Cards, TPP
• Sell bank assets: Credit MEG OD, RA Loans
• Hire suitable SO candidates
• Minimize team attrition
• Coach SO team on product, processes
• Motivate, mentor team for productivity
• Conduct timely training, refresher sessions
• Ensure PLP clarity for team members

Educational Qualifications:

• Graduation
• Post-Graduation/MBA

Key Skills:

• Sales, influencing skills
• Banking product, process knowledge
• Planning, organizing skills
• Communication
• Team handling experience preferred

Experience Required:

• 2-4 years sales, relationship management
• Preferred: Banking, Telecom, FMCG, Financial Services

Major Stakeholders:

• Customers
• Branch Banking Team
• Asset verticals
• Operations/CPA
• Payment Product team
• Other cross-sell functional stakeholders