Sales Manager - LAP Vadodara

CSB Bank; Vadodara; On-site; INR 400,000 - 640,000; Full time

Job summary

CSB Bank is seeking a Branch Banking professional to identify and develop business opportunities for LAP loans through branch channels and open market sourcing. You will assess customer viability and recommend banking solutions to support portfolio growth.

You will liaise with Credit, Underwriting and Operations to ensure smooth end-to-end processing, drive cross-sell of Liability and other Bank products, and monitor portfolio quality while meeting profitability targets within the assigned

Qualifications

• Minimum 2–7 years of experience in banking sales/relationship management.
• Graduation in any specialization is required.

Responsibilities

• Drive acquisition of LAP business through Branch Banking channels and open market sourcing.
• Identify, develop, and convert business opportunities through relationship management and customer engagement.
• Assess customer requirements, financial viability, and suitability for LAP products.
• Liaise with Credit, Underwriting, Operations, and other stakeholders to ensure smooth end-to-end processing from sourcing to disbursement.
• Ensure timely turnaround and superior customer service throughout the loan lifecycle.
• Achieve assigned business, disbursement, revenue, and portfolio growth targets.
• Drive cross-sell of Liability, Insurance, and other Bank products to enhance customer relationships and profitability.
• Build and maintain strong relationships with branch teams and sourcing channels to generate quality leads.
• Monitor portfolio quality and ensure compliance with the Banks credit and operational guidelines.
• Analyse customer financials, including Balance Sheet and Profit & Loss statements, to support business sourcing and customer evaluation.
• Support business development initiatives and market penetration activities within the assigned geography.

Education

Graduation (Any Specialization)

Job description

Job Description:

To identify and develop business opportunities through consultative engagement, market assessment and customer suitability evaluation. The role involves recommending banking solutions, assessing commercial opportunities, evaluating customer viability and contributing to decisions that support portfolio growth, profitability and business development objectives.

Responsibilities

• Drive acquisition of LAP business through Branch Banking channels and open market sourcing.
• Identify, develop, and convert business opportunities through relationship management and customer engagement.
• Assess customer requirements, financial viability, and suitability for LAP products.
• Liaise with Credit, Underwriting, Operations, and other stakeholders to ensure smooth end-to-end processing from sourcing to disbursement.
• Ensure timely turnaround and superior customer service throughout the loan lifecycle.
• Achieve assigned business, disbursement, revenue, and portfolio growth targets.
• Drive cross-sell of Liability, Insurance, and other Bank products to enhance customer relationships and profitability.
• Build and maintain strong relationships with branch teams and sourcing channels to generate quality leads.
• Monitor portfolio quality and ensure compliance with the Banks credit and operational guidelines.
• Analyse customer financials, including Balance Sheet and Profit & Loss statements, to support business sourcing and customer evaluation.
• Support business development initiatives and market penetration activities within the assigned geography.

Qualifications

Experience: 2 to 7 years.

Qualifications:
Graduation (Any Specialization)

Requirements: