Risk Analyst

Muthoot Finance; Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Muthoot Finance is seeking a risk analytics professional to analyse credit, portfolio, operational and business risks across lending portfolios. You will monitor portfolio performance, identify emerging risk trends, deviations and early warning signals.

The role involves analysing delinquency, DPD, bounce rates, collection efficiency, roll rates and portfolio quality, and preparing periodic Risk MIS, dashboards and management reports.

Responsibilities

• Analyse credit, portfolio, operational and business risks across lending portfolios.
• Monitor portfolio performance and identify emerging risk trends, deviations and early warning signals.
• Analyse delinquency, DPD, bounce rates, collection efficiency, roll rates and portfolio quality.
• Prepare periodic Risk MIS, dashboards and management reports.
• Conduct data analysis to identify high-risk segments, branches, products and customer profiles.

Job description

Role & responsibilities :-

Key Responsibilities

• Analyse credit, portfolio, operational and business risks across lending portfolios.
• Monitor portfolio performance and identify emerging risk trends, deviations and early warning signals.
• Analyse delinquency, DPD, bounce rates, collection efficiency, roll rates and portfolio quality.
• Prepare periodic Risk MIS, dashboards and management reports.
• Conduct data analysis to identify high-risk segments, branches, products and customer profiles.