Assistant Manager Risk Management

Gionik Human Capital Solutions; Mumbai; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Gionik Human Capital Solutions seeks a risk professional to analyze credit portfolios, monitor risk indicators, and review financial statements for informed credit decisions.

You will coordinate RCSA exercises, assess enterprise-wide risks, and ensure compliance with regulatory guidelines while preparing management reports and dashboards.

Qualifications

• Strong analytical and quantitative skills with attention to detail.
• Expertise in financial statement analysis and credit risk assessment.
• Thorough understanding of risk management process.
• Proficiency in preparing management-level reports and dashboards.
• Strong communication skills with the ability to collaborate across departments.
• Ability to work effectively both independently and as part of a team.
• Proactive and solution-driven approach to problem-solving.

Responsibilities

• Portfolio analysis and risk monitoring for identifying credit risk.
• Review financial statements, business models, and market conditions to make informed credit decisions
• Secured and unsecured products risk analysis.
• Reviewing and updating of Risk policies /SOP.
• Preparation of risk analysis reports / dashboard pertaining to credit portfolio.
• Regular discussion with Business Units to understand business-level risks.
• Coordinate for Risk Control Self-Assessment (RCSA) exercise across departments.
• Monitor Key Risk Indicators (KRIs) and escape emerging risks to senior management.
• Conduct enterprise-wide risk assessments covering all major risk categories evaluate control effectiveness.
• Ensure the risk practices comply with relevant regulations and guidelines set forth by regulators.

Skills

Analytical skills

Quantitative skills

Financial statement analysis

Credit risk assessment

Risk management process

Reporting & dashboards

Cross-functional communication

Independent work

Problem-solving

Job description

Responsibilities:

• Portfolio analysis and risk monitoring for identifying credit risk.
• Review financial statements, business models, and market conditions to make informed credit decisions
• Secured and unsecured products risk analysis.
• Reviewing and updating of Risk policies /SOP.
• Preparation of risk analysis reports / dashboard pertaining to credit portfolio.
• Regular discussion with Business Units to understand business-level risks.
• Coordinate for Risk Control Self-Assessment (RCSA) exercise across departments.
• Monitor Key Risk Indicators (KRIs) and escape emerging risks to senior management.
• Conduct enterprise-wide risk assessments covering all major risk categories evaluate control effectiveness.
• Ensure the risk practices comply with relevant regulations and guidelines set forth by regulators.

Preferred candidate profile

• Strong analytical and quantitative skills with attention to detail.
• Expertise in financial statement analysis and credit risk assessment.
• Thorough understanding of risk management process
• Proficiency in preparing management-level reports and dashboards
• Strong communication skills with the ability to collaborate across departments.
• Ability to work effectively both independently and as part of a team
• Proactive and solution-driven approach to problem-solving.