Relationship Officer Branch Banking

AU SMALL FINANCE BANK; Kapurthala; On-site; INR 400,000 - 600,000; Full time

Job summary

AU Small Finance Bank in Kapurthala, Punjab seeks a Business Banking Officer to identify customer needs and grow the bank's small business portfolio. You will engage with clients, assess credit requirements, and offer tailored banking solutions.

The role requires strong communication, sales skills, and the ability to work with minimal supervision. A bachelor's degree in business or commerce is preferred, along with knowledge of lending policies and retail banking services.

Qualifications

• Bachelor degree in business or commerce with strong understanding of banking products.
• Knowledge of lending policies, compliance, and retail banking services.
• Excellent communication and interpersonal skills.

Responsibilities

• Identify customer needs and leverage resources to build new business relationships.
• Meet quarterly targets through small business loans, deposits, and product sales.

Skills

Bank Management

Communication

Business Banking

Bank Relationship Management

Relationship Banking

Education

Bachelor of Business Studies - BBS

Bachelor of Commerce - BCom

Job description

Required Abilities

• Good communication, quantitative, and sales skills.
• Ability to perform independently and with minimal supervision.

Required Work Experience

Business Banking Officer

Degree

Bachelor of Business Studies - BBS | Bachelor of Commerce - BCom

Required Knowledge

• Strong professional, appearance, dress, attitude, interpersonal and communications skills.
• Good knowledge of lending policies, compliance, and procedures.
• Extensive knowledge of retail banking services.

Required Skills

Bank Management, Communication, Business Banking, Bank Relationship Management, Relationship Banking

Primary Responsibility

• Identify customer needs and utilize all available resources to foster new business relationships.
• Meet quarterly goals through small business loans, deposits, product sales, and other opportunities.