Relationship Manager – Working Capital – Banking Leading Banking Client

The Corporate Institute; India; Remote; INR 600,000 - 900,000; Full time

Job summary

YES Bank is seeking a Relationship Manager to drive earnings and growth across product groups by understanding client needs and providing suitable banking solutions.

The role involves acquiring new client relationships, structuring deals, and ensuring high-quality documentation and compliance while communicating product positioning in the market. Strong analytical skills and risk assessment are required.

Responsibilities

• Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups
• Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services
• Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal
• Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank
• Undertakes brand communication initiatives for designated products
• Communicates product positioning messaging that differentiates YES Bank’s products in the market
• Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
• Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
• To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Job description

• – Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups
• – Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services
• – Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal
• – Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank
• – Undertakes brand communication initiatives for designated products
• – Communicates product positioning messaging that differentiates YES Bank’s products in the market
• – Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
• – Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions
• – To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group