Relationship Manager - Retail

Equitas Small Finance Bank Ltd.; Jodhpur, Churu; On-site; INR 400,000 - 650,000; Full time

Job summary

Equitas Small Finance Bank invites applications for a Relationship Manager - Retail in Rajasthan. The role focuses on managing client relationships for mortgage products, driving portfolio growth and supporting community banking objectives.

The position requires 1-3 years of experience in retail banking, strong customer focus, and the ability to drive collections and cross-sell. It is based in Jodhpur/Churu area with permanent, on-site duties.

Qualifications

• Required experience 1 - 3 years, Retail Banking focus preferred.
• Role focuses on collections targets, cross-sell opportunities, and member retention within Mortgages.
• Department Mortgages under Inclusive Banking - SBL in North zone.

Responsibilities

• Ensure achievement of collections targets for allocated centres.
• Drive new member acquisition via AOC.
• Achieve Cross Sell targets and product penetration.
• Maintain high member retention and satisfaction.
• Engage in self-development activities and align with process orientation.
• Follow prescribed processes to ensure efficiency and compliance.

Skills

Customer Focus

Strategic Business Orientation

Job description

• Inclusive Banking - SBL>North>Rajasthan>Rajasthan>Jodhpur>Jodhpur>RAJASTHAN>16066>CHURU

Posted On 22 Oct 2026

End Date 27 Oct 2026

Required Experience 1 - 3 years

Basic Section

No. Of Openings 1

External Title Relationship Manager - Retail

Employment Type Permanent

Employment Category Field

Closing Date 27 Oct 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Business

Generic Role Relationship Manager

External Title (Job Role) Relationship Manager - Retail

Division Inclusive Banking - SBL

Zone North

State Rajasthan

Region Rajasthan

Area Jodhpur

PT Location RAJASTHAN

Branch Code 16066

Branch Name CHURU

Skills

Skill

Customer Focus Strategic Business Orientation

Key Result Areas
Position : Relationship Officer - MFI

S.NO. DESIRED RESULT WEIGHTAGE KEY PERFORMANCE INDICATOR 1162352

1 Ensure achievement of collections target set for allocated centres. 50% % of regular Collections
(as per annexure 1)

2 Ensure achievement of new members through AOC 20% % of Achievement
(as per annexure 2)

3 Achieving the set targets for Cross Sell products 10% % of Cross Sell Penetration Achievement
% RD & APY Collections
(as per annexure 3)

4 Member Retention 10% % of Achievement
(as per annexure 4)

5 Self Development 5% Annexure 5

6 Process Orientaition 5% Annexure 6

Annexure - 1

Performance Rating Repayment % to be achieved

5 (Excellent) 100% repayment achieved by end of every month during the review period

4 (Very Good) (99.81-100)% repayment achieved by end of every month during the review period

3 (Good) (99.51-99.80)% repayment achieved by end of every month during the review period

2 (Adequate) (99.31-99.50)% repayment achieved by end of every month during the review period

1 (Far below the expectation) < 99.3 % repayment achieved by end of every month during the review period

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% of AOC Target >120% of AOC Target (111 -120)% of AOC Target (100% - 110%) of AOC Target (90 -99)% of AOC Target <90% of AOC Target

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% of Achievement >120% of Cross Sell Target (111 -120)% of Cross Sell Target (100% - 110%) of Cross Sell Target (90 -99)% of Cross Sell Target <90% of Cross Sell Target

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% of Achievement >120% (111 -120)% (100% - 110%) (90 -99)% <90%

Annexure - 5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1