Relationship Manager Gold Loan

AU SMALL FINANCE BANK; Gundlupet; On-site; INR 500,000 - 800,000; Full time

Job summary

AU Small Finance Bank Limited in Gundlupet invites applications for a Relationship Manager – Gold Loan. You will drive customer acquisition, conduct gold valuation, ensure proper documentation and timely disbursement while maintaining portfolio quality.

The role requires 2–5 years in banking or NBFC sales, strong communication and negotiation skills, knowledge of lending norms and KYC, and willingness to travel.

Qualifications

• Gold loan products knowledge
• KYC and compliance understanding
• 2–5 years in Banking/NBFC sales or lending

Responsibilities

• Acquire customers for gold loans and grow the book
• Conduct gold valuation and complete documentation
• Ensure timely disbursement and monitor repayment to maintain portfolio quality
• Cross-sell banking products and support branch operations
• Handle customer queries and complaints

Skills

Communication

Negotiation

MS Office

Job description

Group Company:

AU Small Finance Bank Limited

Designation:

Relationship Manager Gold Loan

Office Location:

GUNDLUPET Gundlupet

Position description:

Responsible for acquiring and servicing gold loan customers, ensuring compliance with lending norms, and achieving business targets.

Primary Responsibilities

• 1.Customer acquisition for gold loans 2. Conduct gold valuation and documentation 3. Ensure timely disbursement and repayment tracking 4.Maintain portfolio quality

Additional Responsibilities

• 1.Cross-sell banking products 2. Support branch operations 3. Handle customer queries and complaints

Reporting Team

• Reporting Designation:
• Reporting Department:

Educational Qualifications Preferred

• Category:
• Field specialization:
• Degree:
• Academic score:
• Institution tier:

Required Work Experience

• Industry: Banking / NBFC
• Role: Sales / Lending
• Years of experience: 2 to 5

Key Performance Indicators:

1.Loan disbursement volume 2.Portfolio quality 3.Customer satisfaction score

Required Competencies:

1.Customer Orientation 2.Integrity 3.Result Focus

Required Knowledge:

1. Gold loan products2. Lending norms 3.KYC and compliance

Required Skills:

- Communication - Negotiation - MS Office

Required Abilities

• Physical: General office work
• Other: Ability to handle pressure

Work Environment Details:

Branch-based with customer interaction

Specific Requirements:

• Travel: Yes
• Vehicle: Preferred
• Work Permit: Not applicable

Other Details:

• Pay Rate:
• Contract Types: Permanent, Full-time
• Time Constraints: Standard banking hours
• Compliance Related: Adherence to RBI and internal norms
• Union Affiliation: