Relationship Manager – Financial Institutions – Corporate Banking Leading Banking Client

The Corporate Institute; India; On-site; INR 650,000 - 1,000,000; Full time

Job summary

The Corporate Institute in India seeks a credit analyst to create and monitor advances/investment asset books by lending to FI sector borrowers. You will prepare Credit Appraisal Memos with detailed financial/credit analysis and obtain facility approvals from sanctioning authorities.

You will source New to Bank/New to Credit clients, generate liabilities from NBFC/Fintech clients through cross-sell, and meet clients regularly for credit monitoring.

Qualifications

• Preparing Credit Appraisal Memos for FI segment borrowers with detailed financial/credit analysis.
• Presenting proposals and arranging facility approvals from relevant sanctioning authorities.
• Sourcing New to Bank/New to Credit clients for the Bank in the south region.
• Liability generation from NBFC/Fintech segment clients through cross-sell in the form of CASA Accounts, CMS services, FD creation, Forex, Cards, salary accounts, etc.
• Frequent client meetings for credit monitoring, gathering client/market information.
• Follows risk policy and processes to mitigate risks and supports departmental audits and controls.

Responsibilities

• Creating and monitoring advances/investment asset books.
• Preparing Credit Appraisal Memos with detailed financial/credit analysis.
• Sourcing new clients and generating liabilities via cross-sell.
• Conducting frequent client meetings for credit monitoring.
• Following risk policies and assisting in internal controls/audits.

Job description

Creating and monitoring advances/investment asset books through lending to NBFC and other financial institutional segment borrowers.

Preparing Credit Appraisal Memos for FI segment borrowers with detailed financial/credit analysis, presenting the proposals and arranging facility approvals from relevant sanctioning authorities.

Sourcing of New to Bank/New to Credit clients for Bank throughout the year in the south region

Liability generation from NBFC/Fintech segment clients through cross-sell in the form of CASA Accounts, CMS services, FD creation, Forex, Cards, salary accounts, etc.

Frequent client meetings for credit monitoring, gathering client/market information

Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively.

Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks

Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager.

Executes the established internal control systems and compiles relevant information for departmental audits, as necessary.