Relationship Manager - Emerging Corporate

Tata Capital; Pune District; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Tata Capital in Pune, Maharashtra, invites experienced credit professionals to join our Credit Solutions team. You will assess creditworthiness and structure facilities across working capital, overdrafts, term loans, and other financial products.

You will drive portfolio growth through cross-selling, analyze financial statements and market trends, and ensure compliance with audit and regulatory standards. This role emphasizes risk assessment, NII targets, and close collaboration with risk and

Responsibilities

• Offer credit solutions, including working capital facilities, overdrafts, term loans, and other financial products.
• Assess creditworthiness and risk factors associated with clients on an ongoing basis.
• Focus on portfolio growth by cross-selling financial products and services.
• Achieve budgetary targets for Net Interest Income (NII) and fee income.
• Analyze financial statements, credit reports, and market trends to assess client performance and risks.
• Develop insights to enhance client portfolios.

Job description

Credit Solutions:

Offer credit solutions, including working capital facilities, overdrafts, term loans, and other financial products and also innovate unique solutions for customers.

Assess creditworthiness and risk factors associated with clients on an ongoing basis.

Portfolio Growth:

Focus on portfolio growth by cross-selling financial products and services.

Achieve budgetary targets for Net Interest Income (NII) and fee income.

Financial Analysis:

Analyze financial statements, credit reports, and market trends to assess client performance and risks.

Develop insights to enhance client portfolios.

Compliance:

Ensure strict compliance with all audit, regulatory, and company regulations, processes, and policies.