Relationship Manager-DST

Unity Small Finance Bank; Coimbatore District, Mumbai; Sur place; INR 300 000 - 540 000; Plein temps

Résumé du poste

Unity Small Finance Bank in Tamil Nadu seeks a field-oriented professional to source customers for all bank products and drive end-to-end loan origination from sourcing to disbursement.

The role emphasizes achieving disbursement and productivity targets, maintaining RBI/KYC compliance, and building strong customer relationships across locations.

Candidates should understand banking processes, have sales skills, and be proficient in CRM/LOS and MS Office to ensure audit-ready records.

Qualifications

• Knowledge of all bank products.
• Understanding of banking processes, loan documentation, and origination flow.
• Awareness of RBI guidelines, KYC/AML norms, and Fair Practices Code.
• Strong sales, customer relationship, and communication skills.
• Ability to work in a target-driven, field-oriented role.
• Basic proficiency in CRM/LOS systems and MS Office
• Strong understanding of credit policies and banking processes

Responsabilités

• Source and acquire customers for all bank products in line with bank policies.
• Achieve assigned disbursement, login, and productivity targets.
• Conduct preliminary credit assessment, income evaluation, and eligibility checks.
• Ensure quality sourcing aligned with RBI risk appetite.
• Manage end-to-end loan origination from sourcing to disbursement.
• Ensure 100% compliance with RBI guidelines, KYC/AML norms, and Fair Practice Code.
• Coordinate with Credit, Risk, Legal, Technical, and Operations teams.
• Maintain accurate documentation and audit-ready records.
• Build and manage strong customer relationships for repeat business.
• Maintain high-quality login files with proper documentation across all products.

Connaissances

Sales skills

Customer relationships

Communication skills

CRM/LOS systems

MS Office

Credit policies

Banking processes

KYC/AML norms

Target-driven

Description du poste

Role & responsibilities

Source and acquire customers for all bank products in line with bank policies.

Achieve assigned disbursement, login, and productivity targets.

Conduct preliminary credit assessment, income evaluation, and eligibility checks.

Ensure quality sourcing aligned with the banks risk appetite.

Manage endtoend loan origination from sourcing to disbursement.

Ensure 100% compliance with RBI guidelines, KYC/AML norms, and Fair Practice Code.

Coordinate with Credit, Risk, Legal, Technical, and Operations teams.

Maintain accurate documentation and audit-ready records.

Build and manage strong customer relationships for repeat business.

Maintain high-quality login files with proper documentation across all products.

Preferred candidate profile

Knowledge of all bank products.

Understanding of banking processes, loan documentation, and origination flow.

Awareness of RBI guidelines, KYC/AML norms, and Fair Practices Code.

Strong sales, customer relationship, and communication skills.

Ability to work in a target-driven, field-oriented role.

Basic proficiency in CRM/LOS systems and MS Office

Strong understanding of credit policies and banking processes

Knowledge of RBI regulations (KYC, AML, Fair Practices Code)

Sales orientation with target-driven approach

Financial analysis & documentation skills

Stakeholder management across Credit, Risk, Ops