Receivable Officer

Equitas Small Finance Bank Ltd.; Prayagraj; On-site; INR 320,000 - 460,000; Full time

Job summary

Equitas Small Finance Bank invites applications for a Receivable Officer at Allahabad (North Zone). The role handles 31-60, 61-90, and 90+ buckets with a focus on timely collections and accurate contact recording.

Experience required: 5-7 years in receivables, with strong attention to process adherence and performance targets. Permanent, on-site position in Allahabad under the VF department.

Qualifications

• 5-7 years of experience in receivables collection.
• Experience with NPA/arresting flow and recovery processes.
• Ability to record and update contact details accurately.

Responsibilities

• Resolution in Fresh NPA (12-month average or last 3 months average whichever is lower).
• Arresting flow forward from Current month NPA.
• Contact recording updation for all live cases.
• To ensure collection of overdue charges and deposits.
• Timely collection and deposition of payments.

Skills

Leadership

Sustainability

Customer Focus

Strategic Business Orientation

Weaving Passion and Energy at Work

Job description

Posted On 22 Oct 2026

End Date 21 Nov 2026

Required Experience 5 - 7 years

Basic Section

No. Of Openings 1

External Title Receivable Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Receivables

Generic Role Receivables officer

External Title (Job Role) Receivable Officer

Zone North

Branch Code 17009

Branch Name Allahabad

Skills

Skill

Leadership Through Sustainability Customer Focus Strategic Business Orientation Weaving Passion and Energy at Work

Position : Receivables Officer (handling 31-60, 61-90 and 90+) Multiple Buckets

Key Result Area

Weightage 100 %

• SNO. OBJECTIVE WEIGHTAGE KEY PERFORMANCE INDICATOR Annexure
• 1 Resolution in Fresh NPA 30% As per Annexture 1
• 2 Arresting Flow forward from Current month NPA 30% As per Annexture 2
• 3 Contact recording updation 20% As per Annexture 3
• 4 To ensure collection of over due charges 15% As per Annexture 4
• 5 Timely collection and deposition of payment 5% As per Annexture 5

Annexure - 1- Fresh NPA Resolution % (12 month average or last 3 months average whichever is lower)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Fresh NPA Resolution % in POS <85% 80%- 85% 75% - 80% 70%- 75% >70%

Annexure - 2 Current Month NPA (61 - 90) % (12 month average or last 3 months average whichever is lower)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Current Month NPA Flow % in POS <10.0% 10% - 15% 15% - 25.0% 25% - 30% >30%

92.5

Annexure -3- Contact recording

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Contact recording 90% 80% 75% 60% 50%

Annexure - 4- Charges collection on live cases

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Charges collection 120% 100% 90% 80% 70%

Annexure - 5- Adherence to timelines - Depostion