Receivable Executive

Equitas Small Finance Bank Ltd.; Bareilly; On-site; INR 350,000 - 520,000; Full time

Job summary

Equitas Small Finance Bank in Bareilly, UP, seeks a Receivable Executive for the North Zone on a permanent basis.

With 4–5 years in receivables, you will drive timely follow-up of non-delinquent and delinquent cases, improve bucket efficiency, and ensure accurate deposition of payments, while adhering to prescribed timelines.

You will work in the Receivables unit (Department VF, Branch 17011).

Qualifications

• 4–5 years of experience in receivables/collections.
• Experience in banking/financial services is preferred.
• Permanent, field-based engagement in Receivables operations.

Responsibilities

• Timely follow-up of non-delinquent cases and resolution.
• Timely follow-up of delinquent cases and higher resolutions as per targets.
• Ensure collection of overdue charges as per annexures.
• Maintain accurate contact logging and records in the system.
• Ensure timely deposition of payments and adherence to timelines.

Skills

Strategic business orientation

Leadership

Sustainability

Innovation

Customer focus

Job description

End Date 22 Nov 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Receivable Executive

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Receivables

Generic Role Receivables Executive

External Title (Job Role) Receivable Executive

Zone North

Branch Code 17011

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 Timely follow-up of non-delinquent cases & resolution
X Bucket Efficiency 35% X - Bucket Efficiency (Annexure - 1)

2 Timely follow-up of delinquent cases, and ensure higher resolutions 25% % of Potential fresh NPA and above as per allocation (Annexure - 2)

3 To ensure collection of over due charges 20% As per annexure 3

4 Contact recording updation 10% As per annexure 4

5 Timely collection and deposition of payment 10% As per annexure 5

Annexure - 1 - Bucket Efficiency (* Last 12 months average or last 3 months average, whichever is higher)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

X Bucket - Efficiency (Average) >97% 95.1 - 97.0% 94.1 - 95.0% 92.1 - 94.0% <92%

Annexure - 2 - Potential Fresh NPA resolution % (12 month average or last 3 months average whichever is lower)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Potential Fresh NPAResolution % in POS <90% 85% - 90% 80%-85% 75%-80% >75.0%

Annexure - 3- Charges collection on live cases

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Charges collection 120% 100% 90% 80% 70%

Annexure -4- Contact recording

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Contact recording 90% 80% 75% 60% 50%

Annexure - 5- Adherence to timelines - Depostion