Product Manager Travel Fintech

Quadlabs Technologies; Gurugram District; Presencial; INR 1 200 000 - 1 800 000; Tempo integral

Resumo da oferta

QuadLabs Technologies is seeking a Product Manager / Senior Product Manager for a payments-focused travel fintech product in Gurugram. You will own the product area end to end—from discovery and PRDs to roadmap, delivery with engineering, and client adoption.

The ideal candidate has 4–10 years total experience, with at least 3 years in a PM role in travel fintech or payments, and a proven track record shipping live card/payments products.

Qualificações

• 3+ years as a Product Manager in travel fintech, spend management, or the payments team of an OTA, TMC or travel tech company
• Shipped at least one payments or card product to live customers, and can walk through it end to end
• Solid grasp of card issuing: issuer, processor, program manager and network roles; authorization and clearing; MCC; virtual cards
• Understanding of travel money flows: BSP/ARC settlement, airline and hotel payment terms, refunds and reissues, the TMC billing model
• Experience with KYB/KYC, AML basics and working with compliance or banking partners
• Can read API docs and discuss payment request/response flows, webhooks and idempotency with engineers
• Strong PRD writing and user flows; comfortable with Jira/Confluence and agile delivery
• Clear written and spoken English; able to present to client CFOs and finance teams

Responsabilidades

• Own the roadmap for corporate cards and payments: physical and virtual cards, single-use virtual cards for bookings, wallets and payouts
• Define card controls and authorization logic: MCC limits, per-trip and per-employee limits, policy-linked spend rules, real-time approve/decline decisions
• Design KYB/KYC onboarding flows for companies and employees with issuing banks and card program partners
• Build payment flows into travel booking: pay at booking with a corporate card, a virtual card or a central bill-to-company account; also refunds, cancellations and reissues
• Own auto-matching and reconciliation: card transaction booking invoice expense claim, plus GST/VAT invoice capture
• Define integrations with issuing banks, card networks (Visa/Mastercard/RuPay), payment gateways, BSP/airline settlement, and ERP/accounting systems
• Work with compliance and risk on RBI (India) and CBUAE (UAE) requirements, fraud rules, disputes and chargebacks
• Work daily with engineering, design and QA on PRDs, backlog, UAT and releases
• Set and track KPIs: card activation, spend volume, auth success rate, auto-match rate, reconciliation time, interchange revenue

Conhecimentos

PM experience in travel fintech

Shipped payments/card product

Travel money flows knowledge

KYB/KYC familiarity

PRD writing

API documentation understanding

Jira

Confluence

Ferramentas

Jira

Confluence

Descrição da oferta de emprego

About the role

QuadLabs Technologies is a travel technology company. We are hiring a Product Manager for a payments-focused product in the travel domain. The person must have built fintech or travel products before, not operated them.

You will own a product area end to end: discovery, PRDs, roadmap, delivery with engineering, and adoption with clients.

Title:- Product Manager / Senior Product Manager Travel Fintech

Location- Gurugram

Experience- 4-10 years total,

with at least 3 years as a PM in travel fintech, payments, or travel tech

Who we're looking for

This role is open only to product managers whose PM experience comes from one of these backgrounds:

• Travel fintech / B2B travel payments virtual cards for travel, travel BNPL, B2B travel wallets, airline/hotel payment and settlement platforms
• Spend management & corporate card fintechs — corporate cards, expense management, T&E platforms
• OTAs and TMCs — in the payments, wallet, checkout, refunds or finance-product team
• Travel tech companies — owning payments, billing, invoicing or settlement modules

The experience must be in a product management role (owning roadmap, writing PRDs, shipping with engineering). At least part of it must involve travel. A pure payments PM with no travel exposure, or a travel PM who never touched money flows, is a weaker fit.

Finance operations, reconciliation teams, payment ops, chargeback handling, collections or customer support do not count toward the 3 years, even at the companies above.

Key responsibilities

1. Own the roadmap for corporate cards and payments: physical and virtual cards, single-use virtual cards for bookings, wallets and payouts.

2. Define card controls and authorization logic: MCC limits, per-trip and per-employee limits, policy-linked spend rules, real-time approve/decline decisions.

3. Design KYB/KYC onboarding flows for companies and employees with issuing banks and card program partners.

4. Build payment flows into travel booking: pay at booking with a corporate card, a virtual card or a central bill-to-company account; also refunds, cancellations and reissues.

5. Own auto-matching and reconciliation: card transaction booking invoice expense claim, plus GST/VAT invoice capture.

6. Define integrations with issuing banks, card networks (Visa/Mastercard/RuPay), payment gateways, BSP/airline settlement, and ERP/accounting systems.

7. Work with compliance and risk on RBI (India) and CBUAE (UAE) requirements, fraud rules, disputes and chargebacks.

8. Work daily with engineering, design and QA on PRDs, backlog, UAT and releases.

9. Set and track KPIs: card activation, spend volume, auth success rate, auto-match rate, reconciliation time, interchange revenue.

Must-have

• 3+ years as a Product Manager in travel fintech, spend management, or the payments team of an OTA, TMC or travel tech company
• Shipped at least one payments or card product to live customers, and can walk through it end to end
• Solid grasp of card issuing: issuer, processor, program manager and network roles; authorization and clearing; MCC; virtual cards
• Understanding of travel money flows: BSP/ARC settlement, airline and hotel payment terms, refunds and reissues, the TMC billing model
• Experience with KYB/KYC, AML basics and working with compliance or banking partners
• Can read API docs and discuss payment request/response flows, webhooks and idempotency with engineers
• Strong PRD writing and user flows; comfortable with Jira/Confluence and agile delivery
• Clear written and spoken English; able to present to client CFOs and finance teams

Nice to have

• Built for both India and the UAE/GCC (RBI PPI/card rules, CBUAE, UPI, local acquirers)
• Expense management: receipt OCR, GST/VAT input credit, per diems, ERP sync (SAP, Oracle, Tally, Zoho)
• Experience with B2B travel payment providers or virtual card programs for travel suppliers
• Fraud and risk rules engines, dispute and chargeback workflows
• AI features in finance: auto-categorisation, anomaly detection, policy agents
• SQL or analytics tools for spend and funnel analysis

Not a fit

Please do not apply if your background is mainly any of the following:

• Payment operations, reconciliation, settlement or finance operations
• Chargeback, dispute or collections handling
• Travel operations, ticketing, fulfilment or back office
• Customer support, onboarding support or account management
• Banking relationship, sales or partnerships roles without product ownership
• Product roles in consumer lending, insurance or retail payments with no B2B or travel exposure
• Business analyst or project manager roles with no roadmap or PRD ownership