Product Manager: Lending

INDmoney; Bengaluru Urban; On-site; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

High ownership team

Opportunity to lead fintech products

Innovative and fast-moving environment

Job summary

A leading fintech company in India is looking for a Product Manager to help scale lending initiatives by developing growth strategies and optimizing user conversion funnels. The candidate should have 1–4 years of product management experience, ideally in the fintech sector, and possess strong analytical skills with an MBA or Engineering degree. This role offers the opportunity to impact how financial access is democratized for individuals in India.

Qualifications

• 1–4 years product management experience in a startup, preferably fintech.
• Domain knowledge of the lending business is advantageous.
• Detail-oriented with precision focus.

Responsibilities

• Assess lending conversion funnel performance and identify customer pain points.
• Define product enhancements and implement solutions with stakeholders.
• Lead tech integration and testing to onboard new lending partners.

Skills

Product management experience

Strong articulating skills

Adaptability

Execution skills

SQL proficiency

Education

MBA or Engineering degree

Tools

Third-party analytics tools

Job description

Product Manager: Lending

INDmoney is looking for a Product Manager to scale the lending business by preparing top‑of‑the‑funnel growth strategies and optimizing conversion funnels to provide a frictionless user journey. INDmoney values customer obsession and data‑focus to identify problem statements and gaps, translating them into executable solutions.

Key Responsibilities

Product

• Regularly assess lending conversion funnel performance, identify customer pain points, and generate insights.
• Define product enhancements, prepare product notes and work with different stakeholders (product designers, UX specialists, back‑end engineers) to implement solutions to enhance funnel efficiency and drive higher conversions.
• Leverage data and analytics to iterate product and platform development.
• Lead the end‑to‑end tech integration and testing process to onboard new lending partners.
• Prepare regular business reports on growth metrics and conversion insights. Provide actionable recommendations based on data analysis and performance outcomes.

Growth

• Develop targeted in‑app and digital campaign strategies for various customer segments to enhance top‑of‑the‑funnel engagement and conversion rates.
• Design and execute A/B tests to evaluate the effectiveness of different strategies and experiments, using results to refine approaches and improve campaign performance.

Requirements

• 1–4 years product management experience in a startup – preferably fintech.
• MBA or Engineering degree.
• Domain knowledge or understanding of the lending business is advantageous.
• Strong skills in articulating and defining product specifications, user journeys, use cases, and edge cases.
• Flexible and adaptable with an iterative approach to product development.
• Detail‑oriented with a keen eye for precision.
• Hands‑on execution skills with the ability to deliver quickly at scale.
• Proficiency in third‑party analytics tools and familiarity with large datasets; SQL skills highly valued.

Why Join Us

• Be part of INDmoney’s mission to democratize wealth and financial access for Indians.
• Work within the New Banking division shaping the future of global banking, spending, and money movement.
• Join a high‑ownership, fast‑moving team building for scale and impact.
• Opportunity to lead critical fintech products at one of India’s most innovative financial platforms.