Product Manager II

Upstox; Mumbai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Upstox is seeking a Product Manager II to drive high-impact product initiatives across its fast-growing fintech platform in Mumbai. The role requires a strong mix of product thinking, customer obsession, analytical rigor, and execution excellence to identify opportunities, shape strategy, and collaborate with cross-functional teams to deliver measurable outcomes.

The ideal candidate will own funnel analysis, optimize conversion and engagement, and use data to inform product decisions.

Qualifications

• 4–7 years of product management experience across fintech or digital platforms.
• Strong analytical ability with funnel analysis and product metrics experience.
• Excellent stakeholder management and cross-functional collaboration.
• Ability to translate customer problems into scalable product solutions.

Responsibilities

• Identify and prioritize product opportunities based on customer needs, business objectives, market trends, and data.
• Drive the product lifecycle from problem discovery and ideation to execution, launch, measurement, and iteration.
• Develop product hypotheses, define success metrics, and build structured approaches to solving problems.
• Contribute to product strategy and roadmap prioritization across key product areas.
• Identify opportunities to simplify financial products and improve customer experience.
• Own regular product funnel reviews to identify drop-offs and improvement opportunities.
• Analyze journeys and optimize acquisition, activation, engagement, conversion, and retention.
• Translate requirements into clear specs; drive prioritization and delivery with quality.
• Partner with senior stakeholders and communicate vision, roadmap, and trade-offs.

Skills

Product management

Data analysis

Stakeholder management

Cross-functional collaboration

Experimentation

Job description

Company: Upstox
Location: Mumbai, Maharashtra
Experience: 4–7 Years
Level: Product Manager II
Role Overview: We are looking for a Product Manager II to drive high-impact product initiatives across a fast-growing fintech or brokerage business. The role requires a strong combination of product thinking, customer obsession, analytical rigor, and execution excellence. The candidate will be responsible for identifying opportunities, shaping product strategy, driving ideation, and partnering with cross-functional teams to deliver measurable customer and business outcomes. The ideal candidate should be highly comfortable with product funnel analysis, identifying conversion and engagement opportunities, and using data to drive product decisions. Experience or understanding of the lending business is a strong advantage, but is not a core requirement.

Key Responsibilities

Product Strategy & Ideation

• Identify and prioritize product opportunities based on customer needs, business objectives, market trends, and data.
• Drive the product lifecycle from problem discovery and ideation to execution, launch, measurement, and iteration.
• Develop product hypotheses, define success metrics, and build structured approaches to solving customer and business problems.
• Contribute to product strategy and roadmap prioritization across key product areas.
• Identify opportunities to simplify complex financial products and improve customer experience.

Product Analytics & Funnel Management

• Own regular product funnel reviews to identify drop-offs, friction points, and opportunities for improvement.
• Analyze customer journeys and identify opportunities to improve acquisition, activation, engagement, conversion, and retention.
• Use quantitative and qualitative insights to understand customer behavior and formulate product hypotheses.
• Define and monitor key product metrics and evaluate the impact of product initiatives.
• Leverage experimentation and data-driven decision-making to continuously improve product outcomes

Product Execution

• Work closely with Engineering, Design, Data/Analytics, Business, Operations, Risk, and Compliance teams to deliver products end-to-end.
• Translate product requirements and customer problems into clear product specifications and execution plans.
• Drive prioritization, execution, and delivery while maintaining a high bar for product quality.
• Launch experiments and product enhancements, measure outcomes, and iterate based on learnings.
• Manage trade-offs across customer experience, business impact, technology complexity, and operational considerations.

Stakeholder Management

• Partner with senior stakeholders across Product, Business, Technology, Analytics, and Operations.
• Clearly communicate product vision, roadmap, priorities, metrics, and trade-offs
• Influence cross-functional teams and drive alignment without direct authority.
• Bring structure to ambiguous problems and independently drive initiatives to closure.

What We’re Looking For

• 4–7 years of experience in Product Management, preferably in fintech, brokerage, banking, consumer internet, SaaS, or other high-scale digital businesses.
• Demonstrated experience taking products/features from ideation through execution and optimization.
• Strong analytical ability with hands-on experience in funnel analysis, product metrics, experimentation, and conversion optimization.
• Strong product sense and ability to identify meaningful customer problems and translate them into scalable solutions.
• Strong understanding of digital customer journeys and experience using data to influence product decisions.
• Excellent stakeholder management and cross-functional collaboration skills.
• Strong ownership, structured thinking, and bias toward execution.
• Comfortable operating in a fast-paced environment with ambiguity and rapidly changing priorities.

Good to Have

• Exposure to lending, credit, personal loans, or other financial products.
• Understanding of lending funnels, credit journeys, underwriting, or risk.
• Experience in brokerage, wealth-tech, trading, investments, payments, banking, or other fintech products.
• Experience working on high-scale consumer products.
• Exposure to experimentation frameworks, cohort analysis, and advanced product analytics.

Success in the Role

• Identify and execute high-impact product opportunities.
• Improve key product funnel metrics and customer experiences.
• Consistently translate data and customer insights into actionable product initiatives.
• Deliver measurable business and customer outcomes through effective product execution.
• Build strong relationships across Product, Engineering, Design, Analytics, and Business teams.
• Demonstrate the ability to independently own and drive complex product problems from ideation to impact.