Product Manager

ABC - Aditya Birla Housing Finance Limited

Maharashtra

On-site

INR 1,200,000 - 1,800,000

Full time

24 hours ago

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Job summary

ABC - Aditya Birla Housing Finance Limited in India seeks a product professional to develop, launch, and manage secured lending products.

You will identify opportunities to expand market share, drive lifecycle from ideation to implementation, and maintain compliant, customer-centric digital content.

Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance to optimize pricing, performance, and portfolio analytics.

Qualifications

CA/MBA/PGDM from a reputed institution.
2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
Experience in pricing strategy, market research, product rollout, and stakeholder management.
Strong analytical, problem-solving, presentation, and communication skills.

Responsibilities

Develop, launch, and manage secured lending products.
Identify opportunities to expand product penetration and market share.
Drive product lifecycle from ideation to implementation.
Drive product-related website updates with accurate, compliant content.
Manage product pricing, fee structures, and profitability metrics.
Collaborate with cross-functional teams to deliver initiatives.
Present product recommendations and performance insights to leadership.

Skills

Product Management

Housing Finance

Mortgage Products

Product Pricing

Portfolio Analytics

Market Research

BRD Preparation

Requirement Gathering

Process Improvement

Digital Transformation

Stakeholder Management

Project Management

Data Analytics

Education

CA/MBA/PGDM

Job description

Develop, launch, and manage secured lending products.
Identify emerging opportunities to expand product penetration and market share.
Drive product lifecycle management from ideation to implementation.
Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
Manage product pricing, fee structures, and profitability metrics.
Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
Monitor product performance and recommend corrective and strategic actions.
Benchmark products and processes against industry peers and competitors.
Customer & Channel Engagement
Engage with customers and channel partners to understand market requirements.
Drive product adoption initiatives and sales enablement programs.
Gather market feedback and translate insights into product enhancements.
Support business development initiatives to improve acquisition and retention.
Business Transformation & Stakeholder Management
Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
Lead cross-functional projects related to process improvements, automation, and digital transformation.
Present product recommendations and performance insights to leadership teams.
Process Excellence & Compliance
Enhance customer journeys and operational processes to improve turnaround time and customer experience.
Work closely with Risk and Credit teams to optimize policies and product programs.
Ensure products remain compliant with regulatory and internal governance requirements.
Drive continuous process improvements to support business scalability.

Key Result Areas

Product Strategy & Development
Develop, launch, and manage secured lending products.
Identify emerging opportunities to expand product penetration and market share.
Drive product lifecycle management from ideation to implementation.
Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
Pricing & Profitability
Manage product pricing, fee structures, and profitability metrics.
Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
Monitor product performance and recommend corrective and strategic actions.
Benchmark products and processes against industry peers and competitors.
Customer & Channel Engagement
Engage with customers and channel partners to understand market requirements.
Drive product adoption initiatives and sales enablement programs.
Gather market feedback and translate insights into product enhancements.
Support business development initiatives to improve acquisition and retention.
Business Transformation & Stakeholder Management
Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
Lead cross-functional projects related to process improvements, automation, and digital transformation.
Present product recommendations and performance insights to leadership teams.
Process Excellence & Compliance
Enhance customer journeys and operational processes to improve turnaround time and customer experience.
Work closely with Risk and Credit teams to optimize policies and product programs.
Ensure products remain compliant with regulatory and internal governance requirements.
Drive continuous process improvements to support business scalability.

Preferred Qualifications

CA/ MBA/ PGDM from a reputed institution.
2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
Experience in pricing strategy, market research, product rollout, and stakeholder management.
Strong analytical, problem-solving, presentation, and communication skills.

Key Skills