Product Manager

ABC - Aditya Birla Housing Finance Limited; Maharashtra; Vor Ort; INR 1.200.000 - 1.800.000; Vollzeit

Zusammenfassung

ABC - Aditya Birla Housing Finance Limited in India seeks a product professional to develop, launch, and manage secured lending products.

You will identify opportunities to expand market share, drive lifecycle from ideation to implementation, and maintain compliant, customer-centric digital content.

Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance to optimize pricing, performance, and portfolio analytics.

Qualifikationen

• CA/MBA/PGDM from a reputed institution.
• 2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
• Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
• Experience in pricing strategy, market research, product rollout, and stakeholder management.
• Strong analytical, problem-solving, presentation, and communication skills.

Aufgaben

• Develop, launch, and manage secured lending products.
• Identify opportunities to expand product penetration and market share.
• Drive product lifecycle from ideation to implementation.
• Drive product-related website updates with accurate, compliant content.
• Manage product pricing, fee structures, and profitability metrics.
• Collaborate with cross-functional teams to deliver initiatives.
• Present product recommendations and performance insights to leadership.

Kenntnisse

Product Management

Housing Finance

Mortgage Products

Product Pricing

Portfolio Analytics

Market Research

BRD Preparation

Requirement Gathering

Process Improvement

Digital Transformation

Stakeholder Management

Project Management

Data Analytics

Ausbildung

CA/MBA/PGDM

Jobbeschreibung

• Develop, launch, and manage secured lending products.
• Identify emerging opportunities to expand product penetration and market share.
• Drive product lifecycle management from ideation to implementation.
• Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
• Manage product pricing, fee structures, and profitability metrics.
• Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
• Monitor product performance and recommend corrective and strategic actions.
• Benchmark products and processes against industry peers and competitors.
• Customer & Channel Engagement
• Engage with customers and channel partners to understand market requirements.
• Drive product adoption initiatives and sales enablement programs.
• Gather market feedback and translate insights into product enhancements.
• Support business development initiatives to improve acquisition and retention.
• Business Transformation & Stakeholder Management
• Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
• Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
• Lead cross-functional projects related to process improvements, automation, and digital transformation.
• Present product recommendations and performance insights to leadership teams.
• Process Excellence & Compliance
• Enhance customer journeys and operational processes to improve turnaround time and customer experience.
• Work closely with Risk and Credit teams to optimize policies and product programs.
• Ensure products remain compliant with regulatory and internal governance requirements.
• Drive continuous process improvements to support business scalability.

Key Result Areas

• Product Strategy & Development
• Develop, launch, and manage secured lending products.
• Identify emerging opportunities to expand product penetration and market share.
• Drive product lifecycle management from ideation to implementation.
• Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
• Pricing & Profitability
• Manage product pricing, fee structures, and profitability metrics.
• Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
• Monitor product performance and recommend corrective and strategic actions.
• Benchmark products and processes against industry peers and competitors.
• Customer & Channel Engagement
• Engage with customers and channel partners to understand market requirements.
• Drive product adoption initiatives and sales enablement programs.
• Gather market feedback and translate insights into product enhancements.
• Support business development initiatives to improve acquisition and retention.
• Business Transformation & Stakeholder Management
• Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
• Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
• Lead cross-functional projects related to process improvements, automation, and digital transformation.
• Present product recommendations and performance insights to leadership teams.
• Process Excellence & Compliance
• Enhance customer journeys and operational processes to improve turnaround time and customer experience.
• Work closely with Risk and Credit teams to optimize policies and product programs.
• Ensure products remain compliant with regulatory and internal governance requirements.
• Drive continuous process improvements to support business scalability.

Preferred Qualifications

• CA/ MBA/ PGDM from a reputed institution.
• 2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
• Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
• Experience in pricing strategy, market research, product rollout, and stakeholder management.
• Strong analytical, problem-solving, presentation, and communication skills.

Key Skills

• Product Management
• Housing Finance & Mortgage Products
• Product Development & Launches
• Product Pricing & Profitability
• Portfolio Analytics
• Market Research & Competitive Benchmarking
• BRD Preparation & Requirement Gathering
• Process Improvement & Digital Transformation
• Stakeholder Management
• Project Management
• Data Analytics