Product manager

Techmojo Solutions; Hyderabad; On-site; INR 2,500,000 - 4,200,000; Full time

Job summary

TechMojo Solutions Pvt Ltd in Hyderabad is seeking a Product Manager - Loans & Lending to drive strategy and development of digital lending products across the loan lifecycle.

You will own end-to-end product lifecycle, define roadmap, and work with Credit, Risk, Operations, Technology, and Analytics to deliver customer-centric lending solutions. Prior NBFC/FinTech lending experience required. Strong PRD/BRD, agile, and data-driven mindset are essential to succeed and scale.

Qualifications

• 5-8 years of overall Product Management / Product Development experience.
• Mandatory experience in NBFC, FinTech, Banking, Digital Lending, or Financial Services.
• Strong hands-on experience with Loans & Lending products.
• Good understanding of the end-to-end loan lifecycle.
• Experience working on one or more lending products such as: Personal Loans, Business Loans, Consumer Loans, SME/MSME Loans, Vehicle/Auto Loans, Digital Lending, Loan Against Property, Credit Line / BNPL.
• Strong understanding of credit, underwriting, risk assessment, loan origination, disbursement, repayment, and collections.
• Experience working with LOS / LMS / Loan Origination & Loan Management platforms.
• Strong experience in writing PRDs, BRDs, user stories, workflows, and acceptance criteria.
• Experience working in Agile/Scrum environments.
• Strong stakeholder management and communication skills.
• Good analytical and problem-solving capabilities.

Responsibilities

• Own the end-to-end product lifecycle for loan and lending products, from ideation and requirements gathering through development, launch, and optimization.
• Define product vision, roadmap, priorities, and success metrics aligned with business objectives.
• Work closely with Credit, Risk, Operations, Technology, Sales, and Business teams to identify product requirements and opportunities.
• Drive digital lending journeys covering customer onboarding, KYC, eligibility, credit assessment, loan approval, sanction, disbursement, repayment, collections, and closure.
• Create detailed PRDs, BRDs, user stories, acceptance criteria, process flows, and product specifications.
• Collaborate with engineering and technology teams to ensure timely and quality product delivery.
• Analyze customer behavior, business metrics, and market trends to identify opportunities for product improvements.
• Define and monitor key product KPIs such as conversion rate, approval rate, disbursal rate, TAT, customer acquisition, repayment performance, and portfolio metrics.
• Work with Credit and Risk teams on credit policy, rule engines, decisioning, eligibility, scoring, and underwriting workflows.
• Identify process gaps and drive automation across the lending lifecycle.
• Conduct competitor and market analysis to identify new lending product opportunities.
• Manage product releases, UAT, production rollout, and post-launch performance.
• Gather feedback from internal stakeholders and customers and translate it into actionable product enhancements.
• Ensure products adhere to applicable regulatory, compliance, KYC/AML, and data privacy requirements.

Job description

Product Manager - Loans & Lending

Experience: 3-8 Years

Location: Hyderabad

Employment Type: Full-Time

Industry: NBFC / FinTech / Financial Services

About the Role

We are looking for an experienced Product Manager - Loans & Lending to drive the strategy, development, and continuous enhancement of digital lending products and platforms.

The ideal candidate should have strong hands-on experience in NBFC / Lending / Loan Products, with a good understanding of the complete loan lifecycle, customer journeys, credit processes, and lending technology platforms.

You will work closely with Business, Credit, Risk, Technology, Operations, Compliance, and Analytics teams to build scalable and customer-centric lending solutions.

Key Responsibilities

• Own the end-to-end product lifecycle for loan and lending products, from ideation and requirements gathering through development, launch, and optimization.
• Define product vision, roadmap, priorities, and success metrics aligned with business objectives.
• Work closely with Credit, Risk, Operations, Technology, Sales, and Business teams to identify product requirements and opportunities.
• Drive digital lending journeys covering customer onboarding, KYC, eligibility, credit assessment, loan approval, sanction, disbursement, repayment, collections, and closure.
• Create detailed PRDs, BRDs, user stories, acceptance criteria, process flows, and product specifications.
• Collaborate with engineering and technology teams to ensure timely and quality product delivery.
• Analyze customer behavior, business metrics, and market trends to identify opportunities for product improvements.
• Define and monitor key product KPIs such as conversion rate, approval rate, disbursal rate, TAT, customer acquisition, repayment performance, and portfolio metrics.
• Work with Credit and Risk teams on credit policy, rule engines, decisioning, eligibility, scoring, and underwriting workflows.
• Identify process gaps and drive automation across the lending lifecycle.
• Conduct competitor and market analysis to identify new lending product opportunities.
• Manage product releases, UAT, production rollout, and post-launch performance.
• Gather feedback from internal stakeholders and customers and translate it into actionable product enhancements.
• Ensure products adhere to applicable regulatory, compliance, KYC/AML, and data privacy requirements.

Required Skills & Experience

• 5-8 years of overall Product Management / Product Development experience.
• Mandatory experience in NBFC, FinTech, Banking, Digital Lending, or Financial Services.
• Strong hands-on experience with Loans & Lending products.
• Good understanding of the end-to-end loan lifecycle.
• Experience working on one or more lending products such as:
  • Personal Loans
  • Business Loans
  • Consumer Loans
  • SME/MSME Loans
  • Vehicle/Auto Loans
  • Digital Lending
  • Loan Against Property
  • Credit Line / BNPL
• Strong understanding of credit, underwriting, risk assessment, loan origination, disbursement, repayment, and collections.
• Experience working with LOS / LMS / Loan Origination & Loan Management platforms.
• Strong experience in writing PRDs, BRDs, user stories, workflows, and acceptance criteria.
• Experience working in Agile/Scrum environments.
• Strong stakeholder management and communication skills.
• Good analytical and problem-solving capabilities.
• Ability to work closely with engineering teams and translate business requirements into technology solutions.

This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.