Product Manager

Vivriti Capital; Bengaluru; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

A mid-market lending firm in Bengaluru is seeking an experienced Product Manager to lead the strategy and execution of their loan management and accounting application suite. This role involves defining product requirements, conducting market analysis, and collaborating across teams to provide innovative financial solutions. Candidates should have 3-5 years of product management experience, particularly in the FinTech space, along with a strong background in B2B SaaS applications. Excellent communication and analytical skills are essential.

Qualifications

• 3-5 years of experience in product management with focus on B2B SaaS.
• Experience working on loan origination or accounting applications.
• Proven ability to define product strategy and execute.

Responsibilities

• Develop product vision and strategy for loan management applications.
• Define and maintain product roadmap based on market analysis.
• Conduct competitive analysis for product differentiation.

Skills

Product management

B2B SaaS applications

Agile methodologies

Analytical skills

User experience design

Education

B.Tech / MBA

Tools

Jira

Confluence

Figma

GitHub

Job description

Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:

• Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has disbursed over USD 3 billion to 300+ enterprise borrowers and holds a CRISIL rating of A+.
• Vivriti Asset Management: A fixed-income fund manager, managing multiple Alternative Investment Funds (AIFs). With over USD 550 million in commitments from 900+ institutional and private contributors, Vivriti AMC has invested more than USD 600 million across 90+ entities.

The Role:

We are seeking an experienced and visionary Product Manager to lead the strategy, roadmap, and execution for our loan management and accounting application suite. In this role, you will be responsible for understanding market needs, defining product requirements, and collaborating with cross-functional teams to deliver best-in-class solutions that empower our clients to manage their lending portfolios and financial records with unparalleled precision and compliance.

You will be a key driver in shaping the future of our financial products, bridging the gap between business objectives, customer needs, and technical implementation.

Key Responsibilities

• Develop and articulate a compelling product vision and strategy for loan management and accounting applications, aligning with the company's overall strategic goals.
• Define and maintain a clear product roadmap, prioritizing features and initiatives based on market analysis, customer feedback, business value, and technical feasibility.
• Conduct competitive analysis to identify market gaps and opportunities for differentiation.

Requirements Gathering & Definition:

• Translate market and customer needs into detailed, actionable product requirements (user stories, use cases, functional specifications) for engineering and design teams.
• Collaborate closely with legal and compliance teams to ensure all features meet regulatory standards.
• Manage the product backlog, ensuring stories are well-defined, estimated, and prioritized.

Cross-functional Collaboration:

• Work in an Agile environment, serving as the product owner for dedicated engineering and design teams.
• Facilitate effective communication and collaboration among engineering, design, sales, marketing, support, and legal teams throughout the product lifecycle.
• Act as the primary subject matter expert for your product areas internally and externally.

User Experience (UX):

• Champion a user-centric design approach, working with UX/UI designers to create intuitive, efficient, and delightful user experiences for complex financial workflows.

Performance & Metrics:

• Define key performance indicators (KPIs) for product success and regularly report on product performance to stakeholders.

Qualifications:

• B.Tech / MBA with 3-5 years of experience in product management, with a minimum of 2-3 years specifically focused on B2B SaaS applications in the FinTech space.
• Demonstrable experience working on loan origination, loan servicing, debt collection, or accounting applications.
• Proven ability to define product strategy, roadmap, and execute against it.
• Excellent communication, presentation, and interpersonal skills, with the ability to articulate complex concepts to technical and non-technical audiences.
• Experience with agile product development and tools (e.g., Jira, Confluence, Figma, GitHub).
• Data-driven decision-making with strong analytical skills.

Preferred:

• Prior startup or high-growth environment experience.
• Experience with specific products for corporate lending (Term Loan, Working Capital etc)
• Familiarity with modern accounting software and financial APIs.