Product Lead – Retail Sector – Unsecured Business Loan Impeccable HR Consulting

The Corporate Institute; Gurugram District; On-site; INR 450,000 - 650,000; Full time

Job summary

The Corporate Institute in India seeks a results-driven professional to oversee business setup, product development, and revenue targets across pan-India operations. You will coordinate with sales, credit, operations, and product teams to source leads, monitor disbursements, and ensure adherence to budgets.

Key activities include conceptualizing new schemes, preparing product notes, and implementing IT developments to support market expansion; develop programs with regional customization and

Qualifications

• Experience in business setup and dealership development.
• Ability to conceptualize new schemes with timelines.
• Experience in targets, MIS, budget adherence.
• P&L management and ROA awareness.
• Regular product health checks.
• Development of special products with sales coordination.
• End-to-end coordination with multiple teams.
• Identify process gaps and suggest improvements.

Responsibilities

• Oversee business setup, dealership empanelment, management and monitoring.
• Conceptualize and implement new schemes, prepare product notes, liaise with partners and IT teams.
• Drive sales and collections targets; plan monthly/yearly targets and publish MISs; monitor budget adherence.
• Manage the product P&L and ensure adherence to budgeted ROA.
• Perform regular product health checks to identify drivers and draggers of growth.
• Develop special products/programs based on market needs with pan-India scope.
• Coordinate end-to-end with Credit, Operations, Production teams for leads, disbursements and approvals.
• Identify process gaps and propose new processes and enablers for business improvement.

Job description

Key Responsibilities:

1. Business Setup: Identifying and establishing Dealership, empanelment, management and monitoring.

2. Conceptualization of New schemes: Preparation of Product Notes, Presentations, liaising with partners, IT developments, implementation of products within desired timelines.

3. Achievement of Business Targets (Sales + Collections): Achievement of targets for inventory funding and any other Product that company may enter into - proper planning of targets for the month and year, publishing of relevant MISs, ensuring income and expenditure according to budget.

4. To manage the P&L of the product: Ensuring adherence to the budgeted ROA.

5. Regular Product Health check: Identifying the drivers and draggers for smooth and sustained Business growth.

6. To develop special products and programs: Based on market requirements in close co-ordination with Sales Team. This will be at Pan India level, with Regional flavours as required.

7. End to end co-ordination: Working with the teams, Credit Teams, Operation Teams, Product Teams for sourcing of leads, improvement of existing processes, disbursements, customer approvals, clearing of discrepancies.

8. To identify process gaps: Suggest new processes, process changes and enablers. To suggest best solution for businesses.