Portfolio Manager - South (K12)

Clix Capital Services Private Limited; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Clix Capital Services Private Limited in Bengaluru is seeking a collections professional to recover overdue payments from customers in identified stressed SME accounts. The role involves managing in-house and outsourced collections, driving closure of critical NPAs, and coordinating with agencies to maximize profitability.

The ideal candidate will have experience in SME collections (secured/unsecured) within banks or NBFCs, with hands-on agency management and collaboration with the legal team

Responsibilities

• Collections and recovery of overdue payments from customers in identified stressed accounts to maximize profitability.
• Coordinate with the legal department for cases that need restructuring, repossession of assets, and for the booked loss cases that can be recovered through legal intervention.

Job description

Group Company: Clix Capital Services Private Limited

Primary Responsibilities:

• This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts to maximize overall profitability. Minimum relevant experience in SME collections Secured/Unsecured products in Banks or NBFCs for minimum 2 years. Handled inhouse and outsourced collection setup including agency management and handling team. Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases. Continuously monitor collection recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone. Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections. Execute plans as per the MIS reports on number of cases current portfolio size security deposition etc. of critical NPA cases and strategize collections and recovery based on forward flow backward flow resolution bucketing etc. Regular follow up with customers for settlement and collection payment. Undertake necessary actions in coordination with the legal department for cases that need to be restructured repossession of asset and for the booked loss cases that can be recovered through legal intervention.