Medical Underwriter

Datamatics; Nashik District; On-site; INR 600,000 - 900,000; Full time

Job summary

Datamatics in Nashik, Maharashtra, is seeking a Core Underwriting Executive to evaluate life insurance proposals, review medical and health documents, and perform both medical and non-medical underwriting. The role requires strong analytical skills and risk assessment capabilities to support policy decisions.

Ideal candidates hold a B.Pharmacy or relevant life insurance underwriting experience, with a proven ability to interpret medical reports and liaise with medical and operations teams for

Qualifications

• B.Pharmacy degree preferred.
• Graduates with life insurance underwriting experience are eligible.
• Strong analytical and risk assessment skills required.

Responsibilities

• Evaluate life insurance proposals based on medical and financial risk factors.
• Review medical reports, health declarations, and other supporting documents.
• Handle medical and non-medical underwriting activities.
• Assess applicants' risk profiles and determine policy acceptance, rejection, or additional requirements.
• Conduct financial underwriting and risk assessments.
• Ensure compliance with underwriting guidelines and regulatory requirements.
• Coordinate with medical and operations teams for timely case resolution.

Skills

Medical underwriting

Non-medical underwriting

Risk assessment

Analytical skills

Decision making

Education

B.Pharmacy

Life Insurance underwriting experience

Job description

Job Description

Position: Core Underwriting Executive / Senior Executive

Job Location: Nashik, Maharashtra

Key Responsibilities

• Evaluate life insurance proposals based on medical and financial risk factors.
• Review medical reports, health declarations, and other supporting documents.
• Handle both medical and non-medical underwriting activities.
• Assess applicants' risk profiles and determine policy acceptance, rejection, or additional requirements.
• Conduct financial underwriting and risk assessments.
• Ensure compliance with internal underwriting guidelines and applicable regulatory requirements.
• Coordinate with medical teams and operations teams for timely case resolution.

Qualifications

• Education: B.Pharmacy preferred.
• Graduates with relevant experience in Life Insurance Underwriting are also eligible.

Essential Skills & Requirements

• Hands-on experience in Life Insurance Core Underwriting.
• Good knowledge of Medical and Non-Medical Underwriting.
• Understanding of medical terminology and medical reports.
• Knowledge of financial underwriting and risk assessment.
• Strong analytical, decision-making, and problem-solving skills.
• Ability to assess risks and make sound underwriting decisions.