Senior Underwriter

Evoke HR Solutions Pvt. Ltd.; Mumbai City; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Evoke HR Solutions Pvt. Ltd. is seeking a Senior Underwriter for the Mumbai region with extensive life insurance underwriting experience. The role focuses on risk assessment, determining insurability, and ensuring competitive products and client service.

The candidate will evaluate applications, analyze medical and financial data, collaborate with agents, and mentor junior underwriters while maintaining regulatory compliance and producing comprehensive underwriting reports.

Qualifications

• Proven underwriting experience in life insurance.
• Strong analytical ability to assess complex data and risk.
• Excellent written and verbal communication with clients and team.
• Detail oriented with focus on accuracy and compliance.

Responsibilities

• Evaluate applications and set coverage and premiums based on risk.
• Analyze medical records and financial data for underwriting decisions.
• Collaborate with agents/brokers to obtain necessary information.
• Stay updated on industry regulations and best practices.
• Provide guidance and mentorship to junior underwriters.
• Prepare detailed reports to support underwriting decisions.

Skills

Underwriting

Life insurance

Analytical skills

Communication

Attention to detail

Independent worker

Job description

We are seeking a highly skilled Senior Underwriter to join our team in the Mumbai region. The ideal candidate will have extensive experience in underwriting, specifically within the life insurance sector. As a Senior Underwriter, you will play a crucial role in assessing risk and determining the insurability of applicants. Your expertise will help us maintain our commitment to providing exceptional service and competitive products to our clients.

Key Responsibilities:

• Evaluate insurance applications and determine the appropriate coverage and premiums based on risk assessment.
• Analyze medical records, financial information, and other relevant data to make informed underwriting decisions.
• Collaborate with agents and brokers to gather necessary information and clarify any uncertainties regarding applications.
• Stay updated on industry trends, regulations, and best practices to ensure compliance and enhance underwriting processes.
• Provide guidance and mentorship to junior underwriters, fostering a culture of continuous learning and improvement within the team.
• Prepare detailed reports and documentation to support underwriting decisions and communicate findings to stakeholders.

Required Skills:

• Proven experience in underwriting, particularly in life insurance.
• Strong analytical skills with the ability to assess complex information and make sound decisions.
• Excellent communication skills, both written and verbal, to effectively interact with clients and team members.
• Detail-oriented with a strong focus on accuracy and compliance.
• Ability to work independently and manage multiple tasks in a fast-paced environment.