TM-Mngr-Underwriting-Thane

Aditya Birla; Maharashtra; On-site; INR 500,000 - 900,000; Full time

Job summary

Aditya Birla Group is seeking a detail-oriented Life Insurance Underwriter to join our team in Maharashtra. You will evaluate applications, assess risks, and determine coverage and premiums in line with underwriting guidelines.

Strong analytical skills, attention to detail, and clear communication are essential as you collaborate with agents and departments to ensure accurate, timely underwriting decisions and compliant records.

Qualifications

• Bachelor’s degree or equivalent experience in insurance, finance, or a related field.
• Knowledge of life insurance products and underwriting guidelines.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work efficiently under deadlines.
• Excellent communication and interpersonal skills.

Responsibilities

• Review and assess life insurance applications and related documents.
• Evaluate risk factors including medical history, lifestyle, and financial background.
• Make informed decisions on coverage amounts, premiums, and policy terms.
• Collaborate with agents, brokers, and other departments to ensure smooth underwriting processes.
• Maintain accurate records and documentation for all underwriting decisions.
• Stay updated on industry trends, regulatory changes, and company policies.

Skills

Underwriting

Life insurance knowledge

Analytical thinking

Attention to detail

Education

Bachelor's degree in insurance/finance

Job description

DEPARTMENT-1 COOs Office

DEPARTMENT-2 Corporate Operations

Country India

State Maharashtra

Worksite G-Corp Tech Park, Thane

Function Services Operations

Skill

Under Writing

Job Description

Job Type:Full-Time

Job Summary:We are seeking a detail-oriented and analytical Underwriter to join our Life Insurance team. The Underwriter will evaluate and assess life insurance applications, determining the risks associated with policy issuance. The ideal candidate will have strong knowledge of underwriting guidelines, risk management, and insurance policies.

Responsibilities:

• Review and assess life insurance applications and related documents.
• Evaluate risk factors including medical history, lifestyle, and financial background.
• Make informed decisions on coverage amounts, premiums, and policy terms.
• Collaborate with agents, brokers, and other departments to ensure smooth underwriting processes.
• Maintain accurate records and documentation for all underwriting decisions.
• Stay updated on industry trends, regulatory changes, and company policies.

Requirements:

• Bachelor’s degree or equivalent experience in insurance, finance, or a related field.
• Knowledge of life insurance products and underwriting guidelines.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work efficiently under deadlines.
• Excellent communication and interpersonal skills.