Underwriting - Senior Associate

HDFC Life; Delhi, Mumbai; On-site; INR 400,000 - 700,000; Full time

Job summary

HDFC Life in India seeks a Senior Associate Underwriting to perform core life underwriting activities, ensure accurate risk assessment, and timely case processing in line with guidelines.

You will review new business and revival cases, conduct medical and nonmedical underwriting checks, update LifeAsia and internal systems, and coordinate with stakeholders to move cases smoothly while maintaining compliance.

Qualifications

• 1+ years in Life/Medical Underwriting or insurance backoffice underwriting.
• Graduate or Postgraduate qualification in a relevant field.
• B Pharma is preferred not necessary.

Responsibilities

• Review and process new business & revival cases.
• Perform medical and nonmedical underwriting checks.
• Assess customer risk per UW guidelines.
• Maintain required TAT and quality standards.
• Update decisions in LifeAsia and internal systems.
• Coordinate with stakeholders for clarifications and smooth case movement.
• Support team in maintaining compliance and documentation.

Skills

Underwriting basics

Risk assessment

Regulatory compliance

Education

Graduate

Postgraduate

Tools

LifeAsia

Internal systems

Job description

Job Title: Senior Associate Underwriting

Office Location: lower Parel & Gurgaon - Sec - 15

Role Summary:
Responsible for performing core life underwriting activities, ensuring accurate risk assessment, timely case processing, and adherence to underwriting guidelines.

Key Responsibilities:

• Review and process new business & revival cases.
• Perform medical and nonmedical underwriting checks.
• Assess customer risk as per defined UW guidelines.
• Maintain required TAT and quality standards.
• Update decisions in LifeAsia and internal systems.
• Coordinate with stakeholders for clarifications and smooth case movement.
• Support team in maintaining compliance and documentation.

Required Experience:
1+ years in Life/Medical Underwriting or insurance backoffice underwriting.

Qualification:
Graduate/PostGraduate.

B Pharma is preferred not necessary.