Manager- Life Underwriting

Ethos Life; Bengaluru; On-site; INR 1,800,000 - 3,000,000; Full time

Job summary

Ethos Life in Bengaluru offers a hybrid role for an experienced underwriting leader who will guide a developing team and mentor staff to high performance. You will work with the Chief Underwriter and Director of Underwriting Operations to recruit, develop, and deliver quality underwriting outcomes.

The role combines case underwriting with scaling onboarding, training programs, and process improvements, requiring 8+ years in life underwriting (US experience preferred) and senior leadership

Qualifications

• 8+ years in Life underwriting (US-based underwriting experience preferred).
• 5+ years in underwriting leadership or development roles.
• Underwriting certifications such as LOMA/ALU are beneficial.
• Strong knowledge of life insurance trends and technology.
• Excellent execution, communication and leadership skills.

Responsibilities

• Lead and mentor underwriting staff, domestically and internationally.
• Recruit, hire and develop underwriting talent alongside senior leadership.
• Assess quality and headcount; perform hiring analysis to support growth.
• Create onboarding and training programs; drive performance management.
• Improve underwriting workflows and automated rules; ensure core values.

Skills

Leadership

Mentorship

Communication

Data-driven

Ownership

Education

LOMA/ALU Certification

Job description

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the role:

Do you want to make the world a better place for underwriters? Are you a natural leader who loves to mentor and guide? This role seeks a dynamic, hands-on individual who has the energy and vision to guide a developing team to high levels of success.

Duties and Responsibilities:

• 50% of this role will be dedicated to case underwriting
• Ability to lead the team with passion, positivity and continual improvement
• Work closely with Chief Underwriter, Sr. Director/Director of Underwriting Operations to recruit, hire, mentor, and develop underwriting staff both domestically and internationally
• Assess quality and headcount
• Perform hiring analysis to flex with our growth
• Create and improve onboarding and underwriting training programs
• Develop performance management and quality control system to provide feedback, guidance and reviews to underwriting team members
• Assist underwriting staff to develop their technical and decision making skills, while ensuring adherence to our core values.
• Drive strategic efforts to optimize underwriting workflows, including work to implement rules within an underwriting engine, recommending solutions and best practices as appropriate
• As needed, work with Underwriting Strategies to perform quality assurance testing of automated rules and processes

Qualifications and Skills:

• 8+ years in Life underwriting (US based underwriting experience is preferred)).
• 5+ years of experience in an underwriting leadership or development role
• Underwriting certification such as LOMA/ALU are highly beneficial
• Extensive knowledge of life insurance trends and new technology
• Sharp focus on execution and an owner mentality with a track record of delivering success in a timely manner
• Data oriented decision making skills and great intuition
• Outstanding written and verbal communication skills
• Excellent leadership and interpersonal skills

#LI-Hybrid

#LI-PP1

Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.