Manager – Credit Risk – Bank

Skillventory; Navi Mumbai, Mumbai; On-site; INR 550,000 - 900,000; Full time

Job summary

Skillventory in Navi Mumbai, India is seeking a Credit Analyst to evaluate loan applications and associated financial data. The role involves assessing credit risk, setting credit limits, and preparing CAM reports for management to inform lending decisions.

You will interact with clients to gather required financial details, ensure regulatory compliance, and monitor loan performance to identify potential problems. This position requires meticulous analysis and communication skills.

Responsibilities

• Credit Assessment: Analyzing financial statements, credit reports, and other relevant data to assess the risk of lending.
• Risk Evaluation: Identifying potential risks associated with loan applications and determining appropriate credit limits.
• Preparation of CAM: Preparing detailed CAM and presentations for management to facilitate decision-making.
• Client Interaction: Communicating with clients to gather necessary information and clarify financial details for assessment of Customers’ credit requirements.
• Regulatory Compliance: Ensuring adherence to regulatory standards and internal policies regarding lending practices.
• Monitoring: Continuously monitoring the performance of existing loans and identifying potential issues.

Job description

Job Description:

– Credit Assessment: Analyzing financial statements, credit reports, and other relevant data to assess the risk of lending.

– Risk Evaluation: Identifying potential risks associated with loan applications and determining appropriate credit limits.

– Preparation of CAM: Preparing detailed CAM and presentations for management to facilitate decision-making.

– Client Interaction: Communicating with clients to gather necessary information and clarify financial details for assessment of Customers’ credit requirements.

– Regulatory Compliance: Ensuring adherence to regulatory standards and internal policies regarding lending practices.

– Monitoring: Continuously monitoring the performance of existing loans and identifying potential issues.