Team Lead

Mymoneykarma Infomatics; Pune District; On-site; INR 600,000 - 900,000; Full time

Job summary

Mymoneykarma Infomatics in Pune, India, is seeking a Credit Manager to evaluate customer creditworthiness and manage lending risk. The role involves building scoring models, setting interest rates, and negotiating terms with clients.

You will ensure regulatory compliance, maintain loan records, and monitor repayments and delinquencies as part of a robust credit governance program.

Qualifications

• Experience in credit risk assessment and lending processes.

Responsibilities

• Evaluating the creditworthiness of potential customers.
• Creating credit scoring models for risk assessments.
• Approving and rejecting loans based on data.
• Calculating and setting loan interest rates.
• Negotiating loan terms with new clients.
• Ensuring lending procedures comply with regulations.
• Maintaining records of all company loans.
• Monitoring loan payments and bad debts.
• Reviewing and updating the companys credit policy.

Job description

Credit Manager Responsibilities:

• Evaluating the creditworthiness of potential customers.
• Creating credit scoring models for risk assessments.
• Approving and rejecting loans based on available data.
• Calculating and setting loan interest rates.
• Negotiating the terms of the loan with new clients.
• Ensuring all loans and lending procedures comply with regulations.
• Maintaining records of all company loans.
• Monitoring loan payments and bad debts.
• Reviewing and updating the companys credit policy