Assistant Manager-Risk Management-Reporting & Analytics

EXL Talent Acquisition Team; Gurugram District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

EXL Talent Acquisition Team is seeking a risk analytics professional to design, analyze and monitor credit risk strategies across loan products, including personal and auto loans. You will identify portfolio growth opportunities and communicate with stakeholders to implement analytical decisions.

You will collaborate with risk, technology and product teams to replicate underwriting rules in business logic using SAS/SQL, analyze income, employment and fraud verification strategies, and maintain

Responsibilities

• Design, analyze, and monitor credit risk strategies for loan products (personal, auto, etc.).
• Identify portfolio growth opportunities and communicate with stakeholders.
• Collaborate with risk, technology, and product teams to implement analytical decisions.
• Understand underwriting rules and replicate them in business rules using SAS/SQL.
• Design and analyze income, employment, and fraud verification strategies.
• Develop, maintain, and improve risk policies, strategies, and processes.
• Utilize application, bank, and bureau information to derive business insights.
• KPI generation and tracking of risk and delinquency metrics using SQL/Tableau.
• Revamp pricing strategy changes and launch A/B tests to monitor impact.
• Set up eligibility conditions for marketing campaigns (e.g., cross-sell).

Job description

Responsibilities :

Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc.

Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders

Collaborate across other risk functions (example – technology, product, etc.) to implement the analytical decisions

Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL

Design and analyze income, employment, fraud verification strategies

Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function

Utilize application, bank and bureau information to derive business insights

KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

Revamp pricing strategy changes and launch A/B test to monitor impact and performance of the change

Set up the process to run eligibility conditions for marketing campaigns such as cross – sell, etc.