Credit Analyst – Corporate Banking

Skillventory; Navi Mumbai, Mumbai; On-site; INR 600,000 - 800,000; Full time

Job summary

A financial services company in Navi Mumbai is looking for a Credit Analyst to conduct assessments of financial statements and credit reports. The ideal candidate will have strong analytical skills and experience in corporate banking, focusing on risk evaluation and client communication. The position involves preparing detailed presentations and ensuring compliance with lending regulations.

Qualifications

• Strong analytical skills for assessing financial data.
• Experience in corporate banking or credit analysis is preferred.
• Excellent communication skills for client interaction.

Responsibilities

• Analyze financial statements and credit reports.
• Identify risks in loan applications and establish credit limits.
• Prepare detailed Credit Assessment Memos (CAM).
• Ensure compliance with regulatory standards.
• Monitor existing loans for potential issues.

Skills

Financial statement analysis

Risk evaluation

Client communication

Regulatory compliance

Job description

Credit Analyst – Corporate Banking

Job Description:

• Credit Assessment: Analyzing financial statements, credit reports, and other relevant data to assess the risk of lending.
• Risk Evaluation: Identifying potential risks associated with loan applications and determining appropriate credit limits.
• Preparation of CAM: Preparing detailed CAM and presentations for management to facilitate decision-making.
• Client Interaction: Communicating with clients to gather necessary information and clarify financial details for assessment of Customers’ credit requirements.
• Regulatory Compliance: Ensuring adherence to regulatory standards and internal policies regarding lending practices.
• Monitoring: Continuously monitoring the performance of existing loans and identifying potential issues.