Manager - Business Loans - Indirect South2

Bajaj Finserv Limited; Visakhapatnam; On-site; INR 300,000 - 540,000; Full time

Job summary

Bajaj Finserv Limited is seeking a proactive professional in Visakhapatnam to provide customized lending solutions for business loans and to build strong client relationships. You will engage with channel partners, guide clients through loan applications, and stay updated on market trends and regulatory changes to advise customers.

The role emphasizes sourcing through partners, ensuring compliance, and collaboration with credit and collections teams to optimize the loan journey for clients.

Qualifications

• To provide customized lending solutions for business loans, empowering clients to achieve their financial goals

Responsibilities

• Identify and target potential clients for business loans through channel partners/open market sourcing.
• Build, retain and maintain strong relationships with Clients/Channel partners to generate business.
• Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience.
• Guide clients through the loan application process, addressing any questions or concerns
• Stay updated on market trends, loan products, and regulatory changes to provide informed advice to clients
• Conduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.
• Collaborate with Collection team to improve recovery process.
• Ensure compliance with company policies and regulations.

Job description

Job Purpose

To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity

Duties and Responsibilities

• Identify and target potential clients for business loans through channel partners/open market sourcing.
• Build, retain and maintain strong relationships with Clients/Channel partners to generate business.
• Effectively engage with credit, operations risk team to streamline the loan approval process and enhance customer experience.
• Guide clients through the loan application process, addressing any questions or concerns
• Stay updated on market trends, loan products, and regulatory changes to provide informed advice to clients
• Conduct follow-ups with clients pre-closure and post-closure to ensure satisfaction and encourage referrals.
• Collaborate with Collection team to improve recovery process.
• Ensure compliance with company policies and regulations.

Required Qualifications and Experience

To provide customized lending solutions for business loans, empowering clients to achieve their financial goals