Manager

Evalueserve; Gurugram District; On-site; INR 2,000,000 - 3,200,000; Full time

Job summary

Evalueserve seeks a senior banking professional with 9+ years in corporate/commercial banking to lead credit analysis, financial spreading, and covenant management. The role emphasizes strong accounting skills, team leadership, and hands-on experience with CreditLens, nCino, LexisNexis, or Experian, driving quality delivery.

The candidate will oversee MIS, workflow, and periodic reviews, with a focus on risk assessment, PD/LGD analysis, and adherence to lending guidelines across the lending

Qualifications

• 9+ years in corporate/commercial banking
• Strong accounting and credit analysis expertise
• Experience leading teams
• Experience with lending platforms CreditLens, nCino, LexisNexis or Experian
• Excellent interpersonal skills and team-building ability

Responsibilities

• Financial spreading (P&L, balance sheet, cash flow) on Excel or lending platform with key credit.
• Lead and manage the team; oversee MIS and workflow management.
• Calculate metrics for performance tracking.
• Perform PD/LGD spreading on risk-rating platforms.
• Compute covenants per facility agreements and document rationales for breach or compliance.
• Conduct annual/quarterly/half-year reviews for small/medium connections; provide business overview.
• Perform historical and forecast financial analysis (operating, leverage, liquidity).
• Assess covenant performance and adherence to guidelines.
• Carry out PD/LGD analysis.
• Verify compliance against bank transaction guidelines (DSC, FCCR, LTV, interest cover, leverage).

Skills

Team leadership

Credit analysis

Financial modeling

Interpersonal skills

Attention to detail

Education

Bachelor's/Master's degree in finance/economics/accounting

Tools

CreditLens

nCino

LexisNexis

Experian

Job description

About the Company

Evalueserve is committed to supporting global banking clients across the end-to-end lending lifecycle, including credit underwriting, financial spreading, risk assessment, covenant monitoring, and portfolio reviews. We drive operational excellence through effective workflow management, MIS reporting, and quality delivery.

About the Role

The ideal candidate will bring 9+ years of corporate/commercial banking experience, strong accounting and credit analysis expertise, proven people leadership skills, and hands-on experience with lending platforms such as CreditLens, nCino, LexisNexis, or Experian.

Responsibilities

• Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.
• Must have experience in team handling, exposure to periodic MIS, Workflow management.
• Metrics calculation.
• Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters).
• Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results.
• Performing Annual/Quarterly or Half yearly reviews small or medium connections:
• Business Overview.
• Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios).
• Covenant performance.
• PD/LGD analysis.
• Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.

Qualifications

• Bachelor's/Masters degree with a major in finance, economics, accounting or from a reputed institute with 9+ years’ experience in the similar profile.

Required Skills

• Strong Accounting and financial skills.
• Understanding and experience of credit review or underwriting role is desirable.
• Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable.
• Excellent interpersonal and ability to build strong team culture.
• Ability to ensure that tasks of team members are completed in a timely manner.
• Ability to practice attentive and active listening skills.
• Challenging current thinking by implementing new ways of working.

Disclaimer

The following job description serves as an informative reference for the tasks you may be required to perform. However, it does not constitute an integral component of your employment agreement and is subject to periodic modifications to align with evolving circumstances.

Please Note

We appreciate the accuracy and authenticity of the information you provide, as it plays a key role in your candidacy. As part of the Background Verification Process, we may verify your employment, education, and other details. Please ensure all information is factual and submitted on time. For any assistance, your recruiter is available to support you.